Essex County and Lynn City property record for 12 Clarner Rd, Lynn, MA 01904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,248 sqft · built 1960 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $659,000 (Aug 2025) |
| Tax Bill | $5,940 (2025) |
| Deeds & Mortgages | May 2021 Refinance Aug 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:076 L:076 S:002 |
| Primary APN | B:076 L:076 S:002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,388 sqft |
| Basement Area | 620 sqft |
| Unfinished Basement | 620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12 CLARNER RD |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01904-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 76 |
| Legal Lot Number | 2 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 205300 |
Source: Essex County and Lynn City records · APN B:076 L:076 S:002
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 CLARNER RD, LYNN, MA 01904-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| May 03, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK |
| Aug 27, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT |
| Feb 25, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 2025 · Amount on Record |
| Deed Sale | Aug 27, 2025 · Amount on Record |
| Prior Sale | Jul 02, 1984 · Amount on Record |
| Deed Document Number | 20251470 |
| Deed Book / Page | 42913 / 245 |
| Prior Transfer Date | Feb 21, 2025 |
| Prior Transfer Doc | 042587-539 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 12 CLARNER RD, LYNN, MA 01904-1702 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039837-289 |
|---|---|
| Date | May 03, 2021 |
| Book Page | 39837/289 |
| Instrument | 20210503006580 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Aug 27, 2025 |
| Property Address | 12 CLARNER RD, LYNN, MA 01904-1702 |
| Document Number | 042913-245 |
| Book / Page | 42913 / 245 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 20250827001470 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 12 CLARNER RD, LYNN, MA 01904-1702 |
| Document Number | 20250827001480 |
|---|---|
| Date | Aug 27, 2025 |
| Instrument | 20250827001480 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Feb 25, 2025 |
| Property Address | 12 CLARNER RD, LYNN, MA 01904-1702 |
| Document Number | 042587-539 |
| Book / Page | 42587 / 539 |
| Instrument Date | Feb 21, 2025 |
| Instrument | 20250225001300 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 CLARNER RD, LYNN, MA 01904-1702 |
Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,940.00 (-0.32%) | $573,400 (+1.33%) Land $211,400 Building $362,000 | $616,740 |
| 2024 | $5,959.00 (+2.13%) | $565,900 (+8.14%) Land $210,000 Building $355,900 | |
| 2023 | $5,835.00 | $523,300 Land $210,000 Building $313,300 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092053003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2022 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 353 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA3163000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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