12 Clark St, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 12 Clark St, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,664 sqft · built 2020
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Individual Names on File
Last Sale	$1,475,000 (Jan 2021)
Tax Bill	$24,620 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Feb 2020 Transfer
APN	`04-00068-0000-00013-01`

Property Details

APN / Parcel Number

Primary APN	`04-00068-0000-00013-01`

Interior

Building Area	2,664 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Location & Zoning

Street Address	12 CLARK ST
City	CHATHAM
State	NJ
Zip	07928-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	CHATHAM MANOR
Legal Block	68
Legal Lot Number	13.1
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2000
Census Tract	42700

Owner

12 Clark St is owned and occupied by two individuals who bought it in January 2021.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 CLARK ST, CHATHAM, NJ 07928-2249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Grant Deed, Subdivision Related Transfer JP MORGAN CHASE BK
Feb 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on File
Deed Sale	Jan 13, 2021 · Amount on File
Deed Document Number	20213552
Deed Book / Page	23993 / 1524
Prior Transfer Date	Feb 5, 2020
Prior Transfer Doc	0237210109
Record Updated	Sep 20, 2026

January 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Jan 13, 2021
Property Address	12 CLARK ST, CHATHAM, NJ 07928-2249
Document Number	0239931526
Book / Page	023993 / 001526
Instrument Date	Dec 7, 2020
Instrument	3552
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2021
Title Company	RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM'L TITLE AGCY L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 CLARK ST CHATHAM NJ 079282249, CHATHAM, NJ 07928-2249

Mortgage

Document Number	239931531
Date	Jan 13, 2021
Book Page	023993/001531
Instrument	3553

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORRIS NJ
Recording Date	Feb 25, 2020
Property Address	12 CLARK ST, CHATHAM, NJ 07928-2249
Document Number	0237210109
Book / Page	023721 / 000109
Instrument Date	Feb 5, 2020
Instrument	12300
Transaction Type	Transfer
Record Updated	May 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 STERLING AVE MENDHAM NJ 079451612, MENDHAM, NJ 07945-1612

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,520,700 (-) Land $665,300 Building $855,400	$1,520,700 (-) Land $665,300 Building $855,400
2025		$1,520,700 Land $665,300 Building $855,400	$1,520,700 Land $665,300 Building $855,400
2024	$24,620.00
2023		$1,520,700 Land $665,300 Building $855,400	$1,520,700 Land $665,300 Building $855,400
2022	$23,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12 Clark St; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Clark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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