Prospect Town property record for 12 Clark Hill Rd, Prospect, CT 06712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,028 sqft · built 1987 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,322 (2026) |
| Deeds & Mortgages | Mar 2019 Refinance Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | F0103500 |
| Primary APN | F0103500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,028 sqft Living Area |
| Gross Area | 3,210 sqft |
| Basement Area | 1,182 sqft |
| Unfinished Basement | 1,182 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 64,904 sqft (1.49 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | F0103500 |
|---|---|
| Street Address | 12 CLARK HILL RD |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Block | 34 |
| Legal Lot Number | 12 |
| Jurisdiction | PROSPECT CT |
| Township / Civil Division | PROSPECT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 347200 |
12 Clark Hill Rd is owned and occupied by two individuals.
Source: Prospect Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 CLARK HILL RD, PROSPECT, CT 06712-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WATERBURY TEACHERS FEDERAL CREDIT UNION |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WATERBURY TEACHERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 12 CLARK HILL RD, PROSPECT, CT 06712-1007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 86-37 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 86/37 |
| Name | WATERBURY TEACHERS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Apr 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 12 CLARK HILL RD, PROSPECT, CT 06712-1007 |
| Document Number | 856-185 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 12 CLARK HILL RD PROSPECT CT 067121007, PROSPECT, CT 06712-1007 |
| Document Number | 856-185 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 000856/000185 |
| Name | WATERBURY TEACHERS FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Mar 30, 2032 |
The 2026 property tax bill for 12 Clark Hill Rd was $7,322, up 11.3% from the year before.
Source: Prospect Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,322.00 (+11.34%) | $257,180 (-) Land $84,490 Building $172,690 | $452,156 (+151.16%) |
| 2025 | $6,576.00 | $257,180 Land $84,490 Building $172,690 | $180,026 Land $59,143 Building $120,883 |
| 2024 | $6,576.00 (+11.44%) | ||
| 2023 | $5,901.00 (-0.1%) | $184,870 (-) Land $84,470 Building $100,400 | |
| 2022 | $5,907.00 | $184,870 Land $84,470 Building $100,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Clark Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12 Clark Hill Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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