12 Clapp St, Worcester, MA 01610 Property Records

Worcester County and Worcester City property record for 12 Clapp St, Worcester, MA 01610

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 2,340 sqft · built 1890
Lot Size	0.243 acres (10,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Aug 2026)
Tax Bill	$10,260 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2020 Refinance
Flood Zone	Zone AE (high risk)
APN	`7-041-00025`

Property Details

APN / Parcel Number

Primary APN	`7-041-00025`
Alternative APN	`WORC M:07 B:041 L:00025`

Interior

Bedrooms	6 Beds
Total Rooms	12 Rooms
Units	3 Units
Building Area	2,340 sqft Living Area
Gross Area	3,968 sqft
Basement Area	962 sqft
Unfinished Basement	962 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Multi-Family
Lot Area	10,572 sqft (0.243 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Location & Zoning

Account Number	7-041-00025
Street Address	12 CLAPP ST
City	WORCESTER
State	MA
Zip	01610-3148
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	MG-2
Legal Block	41
Legal Lot Number	25
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1008
Census Tract	733000

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 STRATFORD RD, NATICK, MA 01760-1227
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WEBSTER FIRST FEDERAL CREDIT UNION
Oct 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BAY STATE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on Record
Deed Sale	Aug 19, 2026 · Amount on Record
Prior Sale	Jun 21, 2016
Deed Document Number	202672087
Deed Book / Page	74052 / 240
Prior Transfer Date	Aug 14, 2026
Prior Transfer Doc	0000072087
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 19, 2026
Property Address	12 CLAPP ST, WORCESTER, MA 01610-3148
Document Number	0000072087
Book / Page	74052 / 240
Instrument Date	Aug 14, 2026
Instrument	202672087
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	36 STRATFORD RD, NATICK, MA 01760-1227

Mortgage

Date	Aug 19, 2026

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	12 CLAPP ST, WORCESTER, MA 01610-3148
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063412-91
Date	Oct 2, 2020
Book Page	63412/91
Instrument	116553

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,260.00 (+65.89%)	$772,600 (+64.77%) Land $62,300 Building $710,300	$637,024 (+18.26%)
2025	$6,185.00 (+3.03%)	$468,900 (+12.02%) Land $15,000 Building $453,900	$538,650 (+68.15%)
2024			$320,340
2023	$6,003.00	$418,600 Land $27,000 Building $391,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	449.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	22 (2000–2016)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Oct 2016 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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