12 Clairidge Ct, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 12 Clairidge Ct, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,536 sqft · built 1922
Lot Size	0.19 acres (8,294 sqft)
Owner	Individual Name on Record
Last Sale	$1,750,000 (Aug 2025)
Tax Bill	$26,374 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-04507-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`13-04507-0000-00025`
Alternative APN	`130450700025`

Interior

Stories	2 Stories
Building Area	2,536 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	8,294 sqft (0.19 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130450700025
Street Address	12 CLAIRIDGE CT
City	MONTCLAIR
State	NJ
Zip	07042-5016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	8292SF
Legal Block	4507
Legal Lot Number	25
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1002
Census Tract	16500

Owner

Source: Essex County and Montclair Township records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 CLAIRIDGE CT, MONTCLAIR, NJ 07042-5016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 30, 2020	Deed of Trust, Mortgage FINANCE OF AMERICA MTG
Mar 18, 2019	Deed of Trust, Mortgage QUICKEN LNS
Sep 28, 2018	Grant Deed, Transfer HOME FINL CORP
Oct 27, 2017	Trustee's Deed, Construction Loan · Construction Mortgage MICHAEL FALLACARA
Aug 3, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	202551373
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	12 CLAIRIDGE CT, MONTCLAIR, NJ 07042-5016
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CLAIRIDGE CT, MONTCLAIR, NJ 07042-5016

Mortgage

Document Number	0000012476
Date	Feb 26, 2026
Instrument	2026012476

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	12 CLAIRIDGE CT, MONTCLAIR, NJ 07042-5016
Document Number	0000045605
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	MAX TITLE AGENCY LLC, MAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 CLAIRIDGE CT MONTCLAIR NJ 070425016, MONTCLAIR, NJ 07042-5016

Mortgage

Document Number	0000045605
Date	May 7, 2020
Instrument	45605

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	12 CLAIRIDGE CT, MONTCLAIR, NJ 07042-5016
Document Number	0000027439
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 CLAIRIDGE CT MONTCLAIR NJ 070425016, MONTCLAIR, NJ 07042-5016

Mortgage

Document Number	0000027439
Date	Mar 26, 2019
Instrument	27439

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 28, 2018
Property Address	12 CLAIRIDGE CT, MONTCLAIR, NJ 07042-5016
Document Number	0000084098
Instrument Date	Sep 21, 2018
Instrument	84098
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 CLAIRIDGE CT MONTCLAIR NJ 070425016, MONTCLAIR, NJ 07042-5016

Mortgage

Document Number	84100
Date	Sep 28, 2018
Instrument	84100

Lender

Name	HOME FINL CORP
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount Recorded

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 27, 2017
Property Address	12 CLAIRIDGE CT, MONTCLAIR, NJ 07042-5016
Instrument Date	Oct 17, 2017
Instrument	94903
Transaction Type	Construction Loan
Record Updated	Feb 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1332 HAMBURG TPKE WAYNE NJ 074704003, WAYNE, NJ 07470-4003

Mortgage

Document Number	0000094903
Date	Oct 27, 2017
Instrument	94903

Lender

Name	MICHAEL FALLACARA
Address	629 TREMONT AVE, WESTFIELD, NJ 07090-1357

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 26, 2018

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 3, 2017
Property Address	12 CLAIRIDGE CT, MONTCLAIR, NJ 07042-5016
Document Number	0000067957
Instrument Date	Jul 24, 2017
Instrument	67957
Transaction Type	Transfer
Record Updated	Dec 1, 2017

Transaction

Amount	Amount Recorded
Tax	$502.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1332 HAMBURG TPKE WAYNE NJ 074704003, WAYNE, NJ 07470-4003

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$751,300 (+0.16%) Land $366,500 Building $384,800	$751,300 (+0.16%) Land $366,500 Building $384,800
2025	$26,374.00 (+3.33%)	$750,100 (-) Land $366,500 Building $383,600	$750,100 (-) Land $366,500 Building $383,600
2024	$25,525.00 (+3.5%)
2023		$750,100 Land $366,500 Building $383,600	$750,100 Land $366,500 Building $383,600
2022	$24,663.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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