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12 Cider Mill Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 12 Cider Mill Rd, Stow, MA 01775 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,165 sqft · built 2008
Lot Size1.51 acres (65,776 sqft)
Owner2 Company Names on File
Last Sale$1,310,000 (Apr 2023)
Tax Bill$21,639 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR-4 020A-2

Property Details

APN / Parcel Number

Primary APNR-4 020A-2
Alternative APNs
  • STOW M:000R-4 P:020A-2
  • M:000R=4 P:020A=2

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,165 sqft Living Area
Gross Area8,518 sqft
1st Floor Area2,150 sqft
AtticAttic
Attic Area1,226 sqft
Basement Area2,150 sqft
Unfinished Basement810 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area65,776 sqft (1.51 acres)
Garage TypeAttached
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemGeothermal
Heating FuelGas

Location & Zoning

Account NumberR-4 020A-2
Street Address12 CIDER MILL RD
CitySTOW
StateMA
Zip01775-1090
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSTOW MA
Township / Civil DivisionSTOW
Census Block Group3
Census Block3021
Census Tract323102

Owner

Source: Middlesex County and Stow Town records · APN R-4 020A-2

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address12 CIDER MILL RD, STOW, MA 01775-1090
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ACADEMY MORTGAGE CORP
Jun 07, 2018Quit Claim Deed, Transfer · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 28, 2023 · Amount on Record
Deed SaleApr 28, 2023 · Amount on Record
Prior SaleJun 07, 2018 · Amount on Record
Deed Book / Page81473 / 331
Last Transfer DateSep 17, 2024
Transfer Doc083251-246
Record UpdatedSep 20, 2026

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTOW MA
Recording DateApr 28, 2023
Property Address12 CIDER MILL RD, STOW, MA 01775-1090
Document Number081473-331
Book / Page81473 / 331
Instrument DateApr 27, 2023
Instrument42983
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12 CIDER MILL RD, STOW, MA 01775-1090

Mortgage

Document Number0000042984
DateApr 28, 2023
Instrument42984
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTOW MA
Recording DateJun 07, 2018
Property Address12 CIDER MILL RD, STOW, MA 01775-1090
Document Number71125-31
Book / Page71125 / 31
Instrument81624
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$166.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 CIDER MILL RD, STOW, MA 01775-1090

Mortgage

Document Number711250035
DateJun 07, 2018
Instrument71125/0035
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 07, 2048

Tax Assessment & Valuation

Source: Middlesex County and Stow Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionStow Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$21,639.00 (-3.17%)$1,242,200 (-5.67%) Land $405,300 Building $836,900$1,373,035
2024$22,348.00 (+15.58%)$1,316,900 (+23.48%) Land $388,200 Building $928,700
2023$19,336.00$1,066,500 Land $306,900 Building $759,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173231023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Nearby Flood Policies5 in force
5 of 5 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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