12 Cider Mill Rd, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 12 Cider Mill Rd, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,560 sqft · built 1970
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (Oct 2023)
Tax Bill	$9,022 (2026)
Deeds & Mortgages	Dec 2024 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`38-54-4284`

Property Details

APN / Parcel Number

Primary APN	`38-54-4284`
Alternative APNs	`FRAM M:038 B:54 L:4284 U:000` `M:745.0 B:0001 L:0017.0` `F_675484_2944245` `17730`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	3,296 sqft
1st Floor Area	1,560 sqft
Basement Area	1,450 sqft
Unfinished Basement	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	17730
Street Address	12 CIDER MILL RD
City	FRAMINGHAM
State	MA
Zip	01701-3948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	54
Legal Lot Number	4284
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	1
Census Block	1002
Census Tract	383903

Owner

12 Cider Mill Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 CIDER MILL RD, FRAMINGHAM, MA 01701-3948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2024	Deed of Trust, Mortgage · ARM EASTERN BANK
Oct 27, 2025	Deed of Trust, Mortgage LEADER BANK NA
Oct 26, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTERN BANK
Sep 14, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2023 · Amount on File
Deed Sale	Oct 26, 2023 · Amount on File
Deed Document Number	2023121634
Deed Book / Page	82137 / 44
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	12 CIDER MILL RD, FRAMINGHAM, MA 01701-3948
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083625-208
Date	Dec 26, 2024
Book Page	83625/208
Instrument	147714

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	Jan 1, 2030
Index	Other
Margin	3

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	12 CIDER MILL RD, FRAMINGHAM, MA 01701-3948
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084790-385
Date	Oct 27, 2025
Book Page	84790/385
Instrument	130483

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Oct 26, 2023
Property Address	12 CIDER MILL RD, FRAMINGHAM, MA 01701-3948
Document Number	0082137-44
Book / Page	82137 / 44
Instrument Date	Oct 26, 2023
Instrument	121634
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 CIDER MILL RD, FRAMINGHAM, MA 01701-3948

Mortgage

Document Number	0000121635
Date	Oct 26, 2023
Instrument	121635

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Sep 14, 2023
Property Address	12 CIDER MILL RD, FRAMINGHAM, MA 01701-3948
Document Number	081994-307
Book / Page	81994 / 307
Instrument Date	Sep 8, 2023
Instrument	103814
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CIDER MILL RD, FRAMINGHAM, MA 01701-3948

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	12 CIDER MILL RD, FRAMINGHAM, MA 01701-3948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76699-583
Date	Jan 15, 2021
Book Page	76699/583
Instrument	9938

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 12 Cider Mill Rd was $9,022, up 1.3% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,022.00 (+1.26%)	$762,600 (+2.2%) Land $285,000 Building $421,000	$737,268 (-13%)
2025	$8,910.00 (+16.27%)	$746,200 (+21.33%) Land $271,400 Building $474,800	$847,400 (+14.98%)
2024	$7,663.00 (+6.3%)	$615,000 (+11.68%) Land $242,400 Building $372,600	$737,010
2023	$7,209.00	$550,700 Land $216,400 Building $334,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Cider Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Cider Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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