Volusia County property record for 12 Chippingwood Ln, Ormond Beach, FL 32176 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,386 sqft · built 1979 |
| Lot Size | 0.045 acres (1,959 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $60,000 (Sep 1985) |
| Tax Bill | $1,697 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4223-20-02-0060 |
| Primary APN | 4223-20-02-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,386 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Upper Floors Area | 714 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Row Home |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,959 sqft (0.045 acres) |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3091647 |
|---|---|
| Street Address | 12 CHIPPINGWOOD LN |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32176-7719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 2 NEW BRITAIN SUB UNIT 2 MB 35 PG 96 PER OR 2732 PG 0968 PER OR 7420 PG 2713 PER OR 7420 PG 2721 |
| Legal Range | 32E |
| Legal Township | 14S |
| Legal Section | 23 |
| Legal Subdivision | NEW BRITAIN SUB |
| Legal Tract | 20 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Legal Unit | 2 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | NORTH PENINSULA |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 80500 |
Source: Volusia County records · APN 4223-20-02-0060
Assessment roll updated March 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12 CHIPPINGWOOD LN, ORMOND BEACH, FL 32176-7719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 04, 2026 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Oct 25, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Dec 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 07, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 1985 · Amount on Record |
| Deed Sale | Sep 15, 1985 · Amount on Record |
| Prior Sale | Jan 15, 1980 · Amount on Record |
| Deed Book / Page | 2732 / 968 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | May 04, 2026 |
| Property Address | 12 CHIPPINGWOOD LN, ORMOND BEACH, FL 32176-7719 |
| Document Number | 0000080373 |
| Book / Page | 8848 / 4465 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202680373 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SUN WEST MORTGAGE COMPANY IN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 CHIPPINGWOOD LN, ORMOND BEACH, FL 32176-7719 |
| Document Number | 0000080373, |
|---|---|
| Date | May 04, 2026 |
| Book Page | 8848/4465 |
| Instrument | 202680373 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 12 CHIPPINGWOOD LN, ORMOND BEACH, FL 32176-7719 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12 CHIPPINGWOOD LN, ORMOND BEACH, FL 32176-7719 |
| Document Number | 0084761054 |
|---|---|
| Date | Oct 25, 2023 |
| Book Page | 8476/1054 |
| Instrument | 2023217033 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 12 CHIPPINGWOOD LN, ORMOND BEACH, FL 32176-7719 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12 CHIPPINGWOOD LN, ORMOND BEACH, FL 32176-7719 |
| Document Number | 0083500325 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | 8350/325 |
| Instrument | 2022283590 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jul 07, 2017 |
| Property Address | 12 CHIPPINGWOOD LN, ORMOND BEACH, FL 32176-7719 |
| Document Number | 0074202721 |
| Book / Page | 007420 / 002721 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 133409 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2017 |
| Title Company | FEDERAL TITLE, FEDERAL TITLE AND ESCROW COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 CHIPPINGWOOD LN ORMOND BEACH FL 321767719, ORMOND BEACH, FL 32176-7719 |
| Document Number | 74202722 |
|---|---|
| Date | Jul 07, 2017 |
| Book Page | 007420/002722 |
| Instrument | 133410 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 06, 2047 |
Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,088 (+2.7%) | $247,528 (+0.92%) Land $86,000 Building $161,528 | |
| 2025 | $1,697.00 (+8.09%) Homeowner's exemption | $146,143 (+5.99%) | $245,274 (+13.66%) Land $86,000 Building $159,274 |
| 2023 | $1,570.00 (+3.9%) Homeowner's exemption | $137,889 (+3%) | $215,802 (+17.12%) Land $70,000 Building $145,802 |
| 2022 | $1,511.00 Homeowner's exemption | $133,873 | $184,251 Land $41,200 Building $143,051 |
Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270805002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 98 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 439 units insured (341 under condo master policies) 70 of 98 individual policies on primary residences |
| Nearby Flood Claims | 87 (1982–2024) |
| Claims Outside the SFHA | 82 of 87 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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