12 Chilhowie Ct, Cockeysville, MD 21030 Property Records

Baltimore County property record for 12 Chilhowie Ct, Cockeysville, MD 21030

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,200 sqft · built 1988
Lot Size	2.04 acres (88,862 sqft)
Owner	2 Individual Names on File
Last Sale	$1,052,000 (Oct 2021)
Tax Bill	$12,420 (2024)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2021 Sale & Mortgage + 1 more
APN	`08-2000012932`

Property Details

APN / Parcel Number

Primary APN	`08-2000012932`
Alternative APNs	`82000012932` `2000012932`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,200 sqft Living Area
Gross Area	4,776 sqft
1st Floor Area	2,160 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	88,862 sqft (2.04 acres)
Lot Dimensions	303 ft deep x 184 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Deck Area	369 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	2000012932
Street Address	12 CHILHOWIE CT
City	COCKEYSVILLE
State	MD
Zip	21030-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC5
Legal Description	2.048 AC PADONIA FARMS
Legal Subdivision	PADONIA FARMS
Legal Block	4
Legal Lot Number	7
Jurisdiction	BALTIMORE MD
Township / Civil Division	8
Census Block Group	4
Census Block	4000
Census Tract	408304

Owner

12 Chilhowie Ct is owned and occupied by two individuals who bought it in October 2021.

Source: Baltimore County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 CHILHOWIE CT, COCKEYSVILLE, MD 21030-2202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 4, 2021	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Jun 15, 1987 · Amount on File
Deed Book / Page	45565 / 342
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	12 CHILHOWIE CT, COCKEYSVILLE, MD 21030-2202
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	UNKNOWN, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0506310320
Date	Oct 22, 2025
Book Page	50631/320

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 4, 2021
Property Address	12 CHILHOWIE CT, COCKEYSVILLE, MD 21030-2202
Document Number	0455650342
Book / Page	45565 / 342
Map Reference	MB SM 56 FO 23
Instrument Date	Aug 10, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAWYERS EXPRESS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5223 SE CLUB WAY, 5223, STUART, FL 34997-8727

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 CHILHOWIE CT, COCKEYSVILLE, MD 21030-2202

Mortgage

Document Number	0045565348
Date	Oct 4, 2021
Instrument	45565/348

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	12 CHILHOWIE CT, COCKEYSVILLE, MD 21030-2202
Document Number	0408230189
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 CHILHOWIE CT COCKEYSVILLE MD 210302202, COCKEYSVILLE, MD 21030-2202

Mortgage

Document Number	0408230189
Date	Oct 30, 2018
Book Page	040823/000189

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,055,300 Land $441,600 Building $613,700	$1,055,300 Land $441,600 Building $613,700
2024	$12,420.00 (+105.26%)
2023	$6,051.00	$993,633	$1,055,300 Land $441,600 Building $613,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12 Chilhowie Ct; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Chilhowie Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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