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12 Cheston Ave, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 12 Cheston Ave, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,895 sqft · built 1925
Lot Size0.076 acres (3,300 sqft)
Owner2 Individual Names on File
Last Sale$1,995,000 (Jul 2023)
Tax Bill$21,137 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-000-03820600

Property Details

APN / Parcel Number

Primary APN06-000-03820600
Alternative APNs
  • 6-000-03820600
  • 00003820600

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,895 sqft Living Area
Gross Area3,195 sqft
1st Floor Area1,152 sqft
Basement Area681 sqft
Finished Basement681 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area3,300 sqft (0.076 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area182 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00003820600
Street Address12 CHESTON AVE
CityANNAPOLIS
StateMD
Zip21401-2706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT ANNAPOLIS
Legal SubdivisionANNAPOLIS
Legal Block1
Legal Lot Number12
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1019
Census Tract706102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Colonial Annapolis Historic District (Boundary Increase)
listed 1984 · 1,197 contributing resources · NRIS 84003875

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12 Cheston Ave is owned and occupied by two individuals who bought it in July 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address12 CHESTON AVE, ANNAPOLIS, MD 21401-2706
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2023Deed, Transfer · Conventional Mortgage
ARUNDEL FEDERAL SAVINGS BANK
Jun 4, 2020Grant Deed, Transfer
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2023 · Amount on File
Deed SaleJul 13, 2023 · Amount on File
Prior SaleJun 4, 2020 · Amount on File
Deed Book / Page39787 / 444
Prior Transfer DateMay 8, 2012
Prior Transfer Doc0247670097
Record UpdatedOct 29, 2026

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJul 13, 2023
Property Address12 CHESTON AVE, ANNAPOLIS, MD 21401-2706
Document Number0397870444
Book / Page39787 / 444
Map ReferenceLB WNW 62 FO 451
Instrument DateMay 31, 2023
Transaction TypeTransfer
Record UpdatedJul 27, 2023
Title CompanyEAGLE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,975.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12 CHESTON AVE, ANNAPOLIS, MD 21401-2706

Mortgage

Document Number0039787452
DateJul 13, 2023
Instrument39787/452
Lender
NameARUNDEL FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueJun 1, 2038

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateJun 4, 2020
Property Address12 CHESTON AVE, ANNAPOLIS, MD 21401-2706
Document Number0346880339
Book / Page034688 / 000339
Instrument DateMay 15, 2020
Transaction TypeTransfer
Record UpdatedJun 25, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 CHESTON AVE ANNAPOLIS MD 214012706, ANNAPOLIS, MD 21401-2706

Mortgage

Document Number346880345
DateJun 4, 2020
Book Page034688/000345
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
AmountAmount on Record
Term360 Months
DueJun 3, 2050
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 12 Cheston Ave was $21,137 with a homeowner's exemption, up 6.4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,678,000 (+9.68%) Land $1,184,900 Building $493,100$1,678,000 (-) Land $1,184,900 Building $493,100
2025$21,137.00 (+6.45%) Homeowner's exemption$1,529,933$1,678,000 Land $1,184,900 Building $493,100
2024$19,857.00 (+12.08%)
2023$17,717.00 (+11.92%)$1,233,800 (+9.81%) Land $918,400 Building $315,400$1,233,800 (-) Land $918,400 Building $315,400
2022$15,830.00$1,123,533$1,233,800 Land $918,400 Building $315,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Cheston Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 37 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Cheston Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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