12 Chestnut St, Winsted, CT 06098 Property Records

Winchester Town property record for 12 Chestnut St, Winsted, CT 06098

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,019 sqft · built 1982
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Sep 2019)
Tax Bill	$3,788 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
APN	`WINC M:111 B:008 L:008`

Property Details

APN / Parcel Number

Primary APN	`WINC M:111 B:008 L:008`
Alternative APNs	`WSTR M:111 B:008 L:008` `2827`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,019 sqft Living Area
Gross Area	4,910 sqft
1st Floor Area	1,720 sqft
Attic	Attic
Attic Area	1,496 sqft
Basement Area	1,496 sqft
Unfinished Basement	1,496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	2827
Street Address	12 CHESTNUT ST
City	WINSTED
State	CT
Zip	06098-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	8
Legal Lot Number	8
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1004
Census Tract	320101

Owner

12 Chestnut St is owned by an individual who bought it in September 2019.

Source: Winchester Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	85 WHEELER ST, WINSTED, CT 06098-1524
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Deed Document Number	2019917330002
Deed Book / Page	448 / 97
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Sep 3, 2019
Property Address	12 CHESTNUT ST, WINSTED, CT 06098-1605
Document Number	448-97
Book / Page	448 / 97
Instrument Date	Aug 27, 2019
Instrument	917330002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 WILLOW ST, WINSTED, CT 06098-2089

Mortgage

Document Number	917340010
Date	Sep 3, 2019
Instrument	917340010

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12 Chestnut St was $3,788.

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,788.00	$129,850 Land $14,560 Building $115,290	$90,895 Land $10,192 Building $80,703
2024	$3,788.00 (+10.53%)
2023	$3,427.00 (-8.25%)	$129,850 (+16.59%) Land $14,560 Building $115,290
2022	$3,735.00	$111,370 Land $10,570 Building $100,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12 Chestnut St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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