Winchester Town property record for 12 Cherry St, Winsted, CT 06098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,492 sqft · built 1800 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $277,000 (Nov 2025) |
| Tax Bill | $4,429 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Nov 2025 Sale & Line of Credit + 3 more |
| APN | WINC M:115 B:084 L:006 |
| Primary APN | WINC M:115 B:084 L:006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,492 sqft Living Area |
| Gross Area | 3,216 sqft |
| 1st Floor Area | 904 sqft |
| Attic | Attic |
| Attic Area | 588 sqft |
| Basement Area | 862 sqft |
| Unfinished Basement | 862 sqft |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1772 |
|---|---|
| Street Address | 12 CHERRY ST |
| City | WINSTED |
| State | CT |
| Zip | 06098-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 84 |
| Legal Lot Number | 6 |
| Jurisdiction | WINCHESTER CT |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 320200 |
Source: Winchester Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 CHERRY ST, WINSTED, CT 06098-1906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CARRINGTON MORTGAGE SERVICES LLC |
| Nov 4, 2025 | Executor's Deed, Transfer · Line of Credit FIRST WORLD MORTGAGE CORPORATION |
| Nov 4, 2025 | Executor's Deed, Transfer · Line of Credit FIRST WORLD MORTGAGE CORPORATION |
| Apr 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST WORLD MORTGAGE CORPORATION |
| Jun 3, 2019 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Deed Document Number | 20252706 |
| Deed Book / Page | 493 / 747 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 12 CHERRY ST, WINSTED, CT 06098-1906 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000466-754 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 466/754 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Nov 4, 2025 |
| Property Address | 12 CHERRY ST, WINSTED, CT 06098-1906 |
| Document Number | 000493-747 |
| Book / Page | 493 / 747 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2025-00002706 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 CHERRY ST, WINSTED, CT 06098-1906 |
| Document Number | 1557270013 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 1557270013 |
| Name | FIRST WORLD MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Number | 000493-764 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | 493/764 |
| Instrument | 1557280005 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Dec 1, 2035 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Nov 4, 2025 |
| Property Address | 12 CHERRY ST, WINSTED, CT 06098-1906 |
| Document Number | 000493-747 |
| Book / Page | 493 / 747 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2025-00002706 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 CHERRY ST, WINSTED, CT 06098-1906 |
| Document Number | 1557270013 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 1557270013 |
| Name | FIRST WORLD MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Apr 7, 2026 |
| Property Address | 12 CHERRY ST, WINSTED, CT 06098-1906 |
| Document Number | 000496-227 |
| Book / Page | 496 / 227 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2026460 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 CHERRY ST, WINSTED, CT 06098-1906 |
| Document Number | 0000000460, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 496/227 |
| Instrument | 2026460 |
| Name | FIRST WORLD MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 1, 2055 |
| Rate | 6.35% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 12 CHERRY ST, WINSTED, CT 06098-1906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 446-26 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 446/26 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Winchester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,429.00 | $151,830 (+3.83%) Land $32,550 Building $119,280 | $106,281 Land $22,785 Building $83,496 |
| 2024 | $4,429.00 (+14.77%) | ||
| 2023 | $3,859.00 (+11.21%) | $146,230 (+41.34%) Land $32,550 Building $113,680 | |
| 2022 | $3,470.00 | $103,460 Land $23,590 Building $79,870 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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