Essex County and Saugus Town property record for 12 Cherry St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,196 sqft Living Area |
| Lot Size | 29,190 sqft (0.67 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,000 (1994) |
| Tax Bill | $6,890.00 (2025) |
| Primary APN | SAUG M:006-D B:0003 L:0029 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,196 sqft Living Area |
| Gross Area | 2,508 sqft Gross Area |
| 1st Floor | 1,196 sqft 1st Floor |
| Basement Area | 1,104 sqft Basement |
| Unfinished Basement | 1,104 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 29,190 sqft (0.67 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 10300723 |
|---|---|
| Street Address | 12 CHERRY ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3402 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 29 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 4 |
| Census Block | 4005 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town records · APN SAUG M:006-D B:0003 L:0029
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 CHERRY ST, SAUGUS, MA 01906-3402 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG |
| Apr 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 17, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 28, 1994 · Amount on Record |
| Deed Sale | Jul 28, 1994 · Amount on Record |
| Deed Book / Page | 12671 / 300 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 CHERRY STREET EXT, SAUGUS, MA 01906 |
| Document Number | 37306-599 |
| Instrument Date | Jan 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2019 |
| Name | Verified Name |
|---|---|
| Address | 12 CHERRY STREET EXT SAUGUS MA 01906, SAUGUS, MA 01906 |
| Document Number | 37306-599 |
|---|---|
| Date | Feb 01, 2019 |
| Book Page | 037306/000599 |
| Instrument | 1000260 |
| Name | JG WENTWORTH HM LNDG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 CHERRY STREET EXT, SAUGUS, MA 01906 |
| Document Number | 36693-305 |
| Instrument Date | Apr 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 12 CHERRY STREET EXT SAUGUS MA 01906, SAUGUS, MA 01906 |
| Document Number | 36693-305 |
|---|---|
| Date | May 04, 2018 |
| Book Page | 036693/000305 |
| Instrument | 4000290 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 03, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 CHERRY STREET EXT, SAUGUS, MA 01906 |
| Document Number | 35699-483 |
| Book / Page | 035699 / 000483 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2017 |
| Name | Verified Name |
|---|
| Document Number | 35699-483 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 035699/000483 |
| Instrument | 1702240271 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 23, 2047 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,890.00 (+2.84%) | $645,100 (+2.54%) Land $373,600 Building $271,500 | $554,895 |
| 2024 | $6,700.00 (+4.04%) | $629,100 (+1%) Land $363,500 Building $265,600 | |
| 2023 | $6,440.00 | $571,900 Land $318,500 Building $253,400 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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