12 Cherry St, Newport, RI 02840 Property Records

Newport City property record for 12 Cherry St, Newport, RI 02840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1882
Lot Size	0.029 acres (1,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Oct 2022)
Tax Bill	$4,895 (2025)
Deeds & Mortgages	Oct 2022 Sale Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R02654`

Property Details

APN / Parcel Number

Primary APN	`R02654`
Alternative APN	`NEWP M:012 B:0236`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,008 sqft Living Area
Gross Area	1,872 sqft

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,250 sqft (0.029 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R02654
Street Address	12 CHERRY ST
City	NEWPORT
State	RI
Zip	02840-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	236
Jurisdiction	NEWPORT RI
Township / Civil Division	NEWPORT
Census Block Group	2
Census Block	2028
Census Tract	41100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Newport Historic District (Additional Documentation) listed 1968 · 392 contributing resources · National Historic Landmark (designated 1968) · NRIS 68000001

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Newport City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 CHERRY ST, NEWPORT, RI 02840-1902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Warranty Deed, Transfer
Nov 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT
Dec 8, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	May 17, 1995 · Amount on Record
Deed Document Number	2022145159
Deed Book / Page	3113 / 313
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWPORT RI
Recording Date	Oct 19, 2022
Property Address	12 CHERRY ST, NEWPORT, RI 02840-1902
Document Number	003113-313
Book / Page	3113 / 313
Instrument Date	Oct 19, 2022
Instrument	145159
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 HANCOCK ST, WINCHESTER, MA 01890-2002

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	12 CHERRY ST, NEWPORT, RI 02840-1902
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3044-147
Date	Nov 2, 2021
Book Page	3044/147
Instrument	139720

Lender

Name	BANKNEWPORT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2046

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	12 CHERRY ST, NEWPORT, RI 02840-1902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2949-9
Date	Dec 8, 2020
Book Page	2949/9
Instrument	132743

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Newport City
Unified School District	Newport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,895.00 (+9.75%)	$681,700 (+51.62%) Land $366,000 Building $315,700
2023	$4,460.00 (+3.22%)	$449,600 (-) Land $240,900 Building $208,700
2022	$4,321.00	$449,600 Land $240,900 Building $208,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	5 (1991–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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