Suffolk County and Islip Town property record for 12 Cherry St, Bay Shore, NY 11706
| Property Type | Single Family Home |
|---|---|
| Details | 1,952 sqft · built 1997 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,500 (Aug 2020) |
| Tax Bill | $11,529 (2024) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 367.-1-66.1 |
| Primary APN | 472889 367.-1-66.1 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,952 sqft Living Area |
|---|---|
| 1st Floor Area | 1,152 sqft |
| Basement Area | 800 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Width | 105 ft Width |
| Account Number | 019227 |
|---|---|
| Street Address | 12 CHERRY ST |
| City | BAY SHORE |
| State | NY |
| Zip | 11706-7325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IND1 |
| Legal Description | T040H00000000 |
| Legal Block | 7000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 147202 |
12 Cherry St is owned and occupied by two individuals who bought it in August 2020.
Source: Suffolk County and Islip Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 CHERRY ST, BAY SHORE, NY 11706-7325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2020 | Grant Deed, Transfer · FHA Mortgage QUIK FUND |
| Sep 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WOODMONT HORN LLC |
| Oct 23, 2018 | Trustee's Deed, Transfer LOAN FUNDER LLC SERIES 4428 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2020 · Amount on File |
| Deed Sale | Aug 26, 2020 · Amount on File |
| Prior Sale | Oct 23, 2018 · Amount on File |
| Deed Book / Page | 13069 / 19 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 26, 2020 |
| Property Address | 12 CHERRY ST, BAY SHORE, NY 11706-7325 |
| Document Number | 0130690019 |
| Book / Page | 013069 / 000019 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 CHERRY ST BAY SHORE NY 117067325, BAY SHORE, NY 11706-7325 |
| Document Number | 231670433 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 023167/000433 |
| Name | QUIK FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | GARDEN CITY, NY 11530 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 12 CHERRY ST, BAY SHORE, NY 11706-7325 |
| Document Number | 0230650361 |
| Instrument Date | Sep 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 39 PEACH PL BAY SHORE NY 117062821, BAY SHORE, NY 11706-2821 |
| Document Number | 0230650361 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 023065/000361 |
| Name | WOODMONT HORN LLC |
|---|---|
| Address | 56 WOODMONT RD, MELVILLE, NY 11747-3319 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 23, 2018 |
| Property Address | 12 CHERRY ST, BAY SHORE, NY 11706-7325 |
| Document Number | 0129840156 |
| Book / Page | 012984 / 000156 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $146.62 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 39 BEACH PL BAY SHORE NY 11706, BAY SHORE, NY 11706 |
| Document Number | 229710549 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 022971/000549 |
| Name | LOAN FUNDER LLC SERIES 4428 |
|---|---|
| Address | 40 W 57TH ST # 2040, NEW YORK, NY 10019-4032 |
| Amount | Amount on Record |
|---|
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Bay Shore Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,100 Land $8,400 Building $27,700 | $508,451 (-) Land $118,310 Building $390,141 | |
| 2024 | $11,529.00 | $508,451 (+2.54%) Land $118,310 Building $390,141 | |
| 2023 | $36,100 Land $8,400 Building $27,700 | $495,880 Land $115,385 Building $380,495 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Cherry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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