St. Charles County property record for 12 Cherry Orchard Ct, Defiance, MO 63341
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,632 sqft · built 2003 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $7,317 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | A883002425 |
| Primary APN | A883002425 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,632 sqft Living Area |
| Gross Area | 7,308 sqft |
| 1st Floor Area | 2,724 sqft |
| Basement Area | 2,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 130,680 sqft |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | Deck Area |
| Patio Area | 352 sqft |
| Account Number | A883002425 |
|---|---|
| Street Address | 12 CHERRY ORCHARD CT |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY OAKS #2 LOT 20 |
| Legal Subdivision | COUNTRY OAKS #2 |
| Legal Lot Number | 20 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 312204 |
12 Cherry Orchard Ct is owner-occupied and held in a trust since October 2024.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12 CHERRY ORCHARD CT, DEFIANCE, MO 63341-1700 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2002 |
| Deed Sale | Mar 6, 2002 |
| Prior Sale | Mar 6, 2002 · Amount on File |
| Deed Document Number | 200220662 |
| Deed Book / Page | 2826 / 1968 |
| Last Transfer Date | Oct 7, 2024 |
| Transfer Doc | 0000041579 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 12 Cherry Orchard Ct was $7,317.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,209 (-) | $643,204 (-) Land $90,000 Building $553,204 | |
| 2025 | $7,317.00 | $122,209 | $643,204 Land $90,000 Building $553,204 |
| 2023 | $118,892 | ||
| 2022 | $625,747 Land $75,000 Building $550,747 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Cherry Orchard Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Cherry Orchard Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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