12 Cherokee Dr, Hubert, NC 28539 Property Records

Onslow County property record for 12 Cherokee Dr, Hubert, NC 28539 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,582 sqft · built 1987
Lot Size	0.869 acres (37,888 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Jul 2020)
Tax Bill	$1,157 (2023)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`1315A-56`

Property Details

APN / Parcel Number

Primary APN	`1315A-56`
Alternative APNs	`462943000` `034160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,582 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	37,888 sqft (0.869 acres)
Lot Dimensions	173 ft deep x 219 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	462943000
Old Parcel Number	1315A 56,
Street Address	12 CHEROKEE DR
City	HUBERT
State	NC
Zip	28539-4112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L11 & L12 CHEROKEE POINT HSE SITS ON 2 LOTS S/F 1315 268
Legal Subdivision	CHEROKEE POINT
Legal Lot Number	11
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1001
Census Tract	2801

Owner

Source: Onslow County records · APN 1315A-56

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12 CHEROKEE DR, HUBERT, NC 28539-4112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Oct 02, 2008 · Amount on Record
Deed Document Number	0000522899
Deed Book / Page	5228 / 99
Record Updated	Jun 07, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 31, 2020
Property Address	12 CHEROKEE DR, HUBERT, NC 28539-4112
Document Number	0052280099
Book / Page	5228 / 99
Map Reference	MB21 PG134 SL B-162
Instrument Date	Jul 22, 2020
Transaction Type	Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$314.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CHEROKEE DR, HUBERT, NC 28539-4112

Mortgage

Document Number	0005228102
Date	Jul 31, 2020
Instrument	5228/102

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,157.00	$176,769 Land $40,000 Building $136,769	$176,769 Land $40,000 Building $136,769

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330028011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 86 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	86 in force 62 of 86 on primary residences
Nearby Flood Claims	11 (1998–2018)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2018, tidal / storm surge, Hurricane Florence
Flood Events	Hurricane Florence (Sep 2018), 6 claims Hurricane Ophelia (Sep 2005), 2 claims Hurricane Bonnie (Aug 1998), 2 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.