Craven County property record for 12 Cherokee Dr, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 904 sqft · built 1990 |
| Lot Size | 0.328 acres (14,271 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,500 (Aug 2014) |
| Tax Bill | $1,231 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-050-103 |
| Primary APN | 6-050-103 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 904 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,271 sqft (0.328 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 105573 |
|---|---|
| Street Address | 12 CHEROKEE DR |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 49 & PT 50 SEC 3 GREENFIELD |
| Legal Subdivision | GREENFIELD HEIGHTS |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 961102 |
12 Cherokee Dr is owned by an individual who bought it in August 2014.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7998 NW 21ST ST, SUNRISE, FL 33322-3918 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2014 · Amount on File |
| Deed Sale | Aug 19, 2014 · Amount on File |
| Deed Book / Page | 3299 / 443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 12 CHEROKEE DR, HAVELOCK, NC 28532-2568 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Name | Verified Name |
|---|
| Document Number | 3607/1176 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 3607/1176 |
| Instrument | 10052608 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2026 property tax bill for 12 Cherokee Dr was $1,231.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,231.00 | $240,230 (-) Land $40,000 Building $200,230 | $240,230 (-) Land $40,000 Building $200,230 |
| 2025 | $1,231.00 | $240,230 Land $40,000 Building $200,230 | $240,230 Land $40,000 Building $200,230 |
| 2023 | $1,219.00 (+11.73%) | $240,230 (+40.93%) Land $40,000 Building $200,230 | $240,230 Land $40,000 Building $200,230 |
| 2022 | $1,091.00 | $170,460 Land $40,000 Building $130,460 | |
| 2018 | $170,460 Land $40,000 Building $130,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Cherokee Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 6 (2011–2018) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Cherokee Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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