12 Cheney St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 12 Cheney St, Three Rivers, MA 01080

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,098 sqft · built 1987
Lot Size2.25 acres (98,010 sqft)
OwnerIndividual Name on Record
Last Sale$101,500 (Jan 2001)
Tax Bill$4,578 (2025)
Flood ZoneZone X (moderate risk)
APNPALM M:71 B:31

Property Details

APN / Parcel Number

Primary APNPALM M:71 B:31

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,098 sqft Living Area
Gross Area2,282 sqft
1st Floor Area1,098 sqft
Basement Area546 sqft
Unfinished Basement546 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area98,010 sqft (2.25 acres)

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Street Address12 CHENEY ST
CityTHREE RIVERS
StateMA
Zip01080-1313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTR
Legal Block31
JurisdictionPALMER MA
Township / Civil DivisionPALMER TOWN
Census Block Group1
Census Block1011
Census Tract810300

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 CHENEY ST, THREE RIVERS, MA 01080-1313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2001 · Amount on Record
Deed SaleJan 12, 2001 · Amount on Record
Prior SaleAug 18, 2000 · Amount on Record
Deed Book / Page11474 / 157
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityPalmer Town City
Unified School DistrictPalmer School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,578.00 (+6.27%)$251,100 (+9.94%) Land $71,400 Building $179,700$298,395 (+1.85%)
2024$4,308.00 (+2.13%)$228,400 (+6.78%) Land $65,300 Building $163,100$292,980
2023$4,218.00$213,900 Land $65,300 Building $148,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS FIRE DISTRICT
serves 3,258 people · EPA ID MA1227003
Water SourceGroundwater
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cheney St

Nearby Streets

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