Cherokee County property record for 12 Chastain Rd, Murphy, NC 28906 · Last verified May 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,880 sqft Heated Area |
| Lot Size | 189,050 sqft (4.34 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $460,000 (2024) |
| Tax Bill | $1,954.00 (2025) |
Source: Cherokee County records · APN 449901391797000
Assessment roll updated October 10, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 CHASTAIN RD, MURPHY, NC 28906-5698 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Feb 12, 2024 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK A NORTH CAROLIN |
| Jan 31, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage HOMESTAR FINANCIAL CORP |
| Apr 15, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage HOMESTAR FINANCIAL CORP |
| Feb 13, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2024 · Amount on Record |
| Deed Sale | Sep 06, 2024 · Amount on Record |
| Prior Sale | Apr 15, 2020 · Amount on Record |
| Deed Doc Number | 20244498 |
| Deed Book / Page | 1763 / 1200 |
| Prior Transfer Date | Jan 15, 2018 |
| Prior Transfer Doc | 01580/0578 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 12 CHASTAIN RD, MURPHY, NC 28906-5698 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12 CHASTAIN RD, MURPHY, NC 28906-5698 |
| Document Number | 01750/1321 |
|---|---|
| Date | Feb 12, 2024 |
| Book Page | 1750/1321 |
| Instrument | 601 |
| Name | TRUIST BANK A NORTH CAROLIN |
|---|---|
| Address | PO BOX 1290, WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 12 CHASTAIN RD, MURPHY, NC 28906-5698 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01702/1243 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 1702/1243 |
| Instrument | 629 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Apr 15, 2020 |
| Property Address | 12 CHASTAIN RD, MURPHY, NC 28906-5698 |
| Document Number | 1641/523 |
| Book / Page | 1641 / 523 |
| Instrument Date | Jan 25, 2020 |
| Instrument | 1890 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1699, MURPHY, NC 28906-1699 |
| Document Number | 1641525 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 1641/525 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Feb 13, 2018 |
| Property Address | 12 CHASTAIN RD, MURPHY, NC 28906-5698 |
| Document Number | 01580/0578 |
| Book / Page | 01580 / 0578 |
| Instrument Date | Jan 15, 2018 |
| Instrument | 00684 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15170 OAK ST, 15170, CLEAR LAKE, IA 50428-8642 |
| Name | Verified Name |
|---|---|
| Address | 14850 PAR CLUB CIR, TAMPA, FL 33618-2738 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,954.00 | $290,360 (-) | $290,360 (-) Land $45,900 Building $244,460 |
| 2023 | $290,360 | $290,360 Land $45,900 Building $244,460 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 66% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 427 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 449901391797000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,880 sqft Heated Area |
| Gross Area | 5,027 sqft Gross Area |
| 1st Floor | 1,880 sqft 1st Floor |
| Basement Area | 1,708 sqft Basement |
| Unfinished Basement | 1,708 sqft Unfinished |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 189,050 sqft (4.34 acres) |
| Depth X Width | 644 ft x 487 ft Depth x Width |
| Deck Area | 1,311 sqft Deck |
| Porch Area | 128 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 63594 |
|---|---|
| Street Address | 12 CHASTAIN RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-5698 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | TR 1 FR SHILLING 1641/523 |
| Legal Subdivision | CHRIS TWIGGS |
| Legal Tract | 1 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 930501 |
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