12 Charnock St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 12 Charnock St, Beverly, MA 01915 · Last verified April 2026

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 2,975 sqft · built 1900
Lot Size0.102 acres (4,461 sqft)
OwnerIndividual Name on File
Last Sale$576,000 (Jul 2017)
Tax Bill$9,029 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Jul 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR6

Property Details

APN / Parcel Number

Primary APNR6
Alternative APNs
  • BEVE M:0020 B:0374 L
  • 4636

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms14 Rooms
Units3 Units
Stories3 Stories
Building Area2,975 sqft Living Area
Gross Area5,056 sqft
Basement Area1,274 sqft
Unfinished Basement1,274 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTriplex
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,461 sqft (0.102 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4636
Street Address12 CHARNOCK ST
CityBEVERLY
StateMA
Zip01915-3573
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Block374
JurisdictionBEVERLY MA
Township / Civil DivisionBEVERLY
Census Block Group5
Census Block5020
Census Tract217500

Owner

Source: Essex County and Beverly City records · APN R6

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 CHARNOCK ST, BEVERLY, MA 01915-3573
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2025Deed of Trust, Mortgage · Line of Credit
METRO CU
Jul 25, 2017Quit Claim Deed, Transfer · FHA Mortgage
MORTGAGE RESEARCH CTR
Jun 23, 2017Quit Claim Deed, Transfer · Commercial Mortgage
BEVERLY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 25, 2017 · Amount on Record
Deed SaleJul 25, 2017 · Amount on Record
Prior SaleJun 23, 2017 · Amount on Record
Deed Book / Page36045 / 58
Transfer Doc33647-227
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEVERLY MA
Property Address12 CHARNOCK ST, BEVERLY, MA 01915-3573
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number042943-400
DateSep 12, 2025
Book Page42943/400
Instrument20250912000410
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 01, 2050
Interest
Rate TypeAdjustable Rate

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBEVERLY MA
Recording DateJul 25, 2017
Property Address12 CHARNOCK ST, BEVERLY, MA 01915-3573
Document Number36045-58
Book / Page036045 / 000058
Instrument DateJul 18, 2017
Instrument1707250311
Transaction TypeTransfer
Record UpdatedAug 15, 2017

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,626.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 CHARNOCK ST BEVERLY MA 019153529, BEVERLY, MA 01915-3529

Mortgage

Document Number36045-62
DateJul 25, 2017
Book Page036045/000062
Instrument1707250312
Lender
NameMORTGAGE RESEARCH CTR
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 24, 2047

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBEVERLY MA
Recording DateJun 23, 2017
Property Address12 CHARNOCK ST, BEVERLY, MA 01915-3573
Document Number35965-232
Book / Page35965 / 232
Instrument304
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$62.66
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number359650234
DateJun 23, 2017
Instrument35965/0234
Lender
NameBEVERLY BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Beverly City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityBeverly City
Unified School DistrictBeverly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,029.00 (+4.92%)$821,600 (+7.22%) Land $431,600 Building $390,000
2024$8,606.00 (+3.47%)$766,300 (+3.75%) Land $376,300 Building $390,000
2023$8,317.00$738,600 Land $348,600 Building $390,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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