12 Chapel St, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 12 Chapel St, Ashburnham, MA 01430

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,864 sqft · built 1900
Lot Size	0.253 acres (11,000 sqft)
Owner	Individual Name on File
Last Sale	$126,500 (Apr 2013)
Tax Bill	$4,272 (2025)
Deeds & Mortgages	Jun 2023 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0062 B:000031`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0062 B:000031`
Alternative APN	`ABHM M:0062 B:000031`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area
Gross Area	3,630 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,000 sqft (0.253 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 CHAPEL ST
City	ASHBURNHAM
State	MA
Zip	01430-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	31
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	2
Census Block	2012
Census Tract	700100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ashburnham Center Historic District listed 1999 · 197 contributing resources · NRIS 99000050

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12 Chapel St is owned and occupied by an individual who bought it in April 2013.

Source: Worcester County and Ashburnham Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 CHAPEL ST, ASHBURNHAM, MA 01430-1238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIDELITY COOPERATIVE BANK
May 16, 2018	Deed of Trust, Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2013 · Amount on File
Deed Sale	Apr 2, 2013 · Amount on File
Deed Book / Page	7877 / 14
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	12 CHAPEL ST, ASHBURNHAM, MA 01430-1238
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010584-37
Date	Jun 21, 2023
Book Page	10584/37
Instrument	8162

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	61 Months
Due	Jul 1, 2028

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	12 CHAPEL ST, ASHBURNHAM, MA 01430-1238
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009073-254
Date	May 16, 2018
Book Page	9073/254
Instrument	7706

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 12 Chapel St was $4,272, up 3.6% from the year before.

Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,272.00 (+3.61%)	$287,300 (+9.74%) Land $32,900 Building $254,400	$365,845 (+2.04%)
2024	$4,123.00 (+12.07%)	$261,800 (+17.77%) Land $32,900 Building $228,900	$358,530
2023	$3,679.00	$222,300 Land $32,900 Building $189,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Chapel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Chapel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHBURNHAM WATER DEPARTMENT serves 3,680 people · EPA ID MA2011000
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Chapel St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures