12 Chamberlain Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 12 Chamberlain Rd, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,484 sqft · built 1970
Lot Size	1.02 acres (44,431 sqft)
Owner	Trust Name on File
Last Sale	$248,000 (Jul 2009)
Tax Bill	$5,881 (2026)
Deeds & Mortgages	Mar 2020 Line of Credit Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`STER M:00106 L:00021`

Property Details

APN / Parcel Number

Primary APN	`STER M:00106 L:00021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	2,820 sqft
Basement Area	1,052 sqft
Unfinished Basement	1,052 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 CHAMBERLAIN RD
City	STERLING
State	MA
Zip	01564-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRF
Legal Subdivision	STERLING
Legal Lot Number	21
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	5
Census Block	5037
Census Tract	719100

Owner

12 Chamberlain Rd is owner-occupied and held in a trust since July 2009.

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	12 CHAMBERLAIN RD, STERLING, MA 01564-1507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit STONEHAM COOPERATIVE BANK
Feb 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2009 · Amount on File
Deed Sale	Jul 22, 2009 · Amount on File
Deed Document Number	200986727
Deed Book / Page	44622 / 219
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	12 CHAMBERLAIN RD, STERLING, MA 01564-1507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62086-203
Date	Mar 23, 2020
Book Page	62086/203
Instrument	29888

Lender

Name	STONEHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Feb 22, 2017
Property Address	12 CHAMBERLAIN RD, STERLING, MA 01564-1507
Document Number	56765-342
Book / Page	056765 / 000342
Instrument Date	Feb 14, 2017
Instrument	18510
Transaction Type	Transfer
Record Updated	Mar 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12 CHAMBERLAIN RD STERLING MA 015641507, STERLING, MA 01564-1507

Tax Assessment & Valuation

The 2026 property tax bill for 12 Chamberlain Rd was $5,881, up 9.3% from the year before.

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,881.00 (+9.33%)	$468,600 (+12.21%) Land $149,800 Building $318,800	$493,430 (-)
2025	$5,379.00 (+3.72%)	$417,600 (+7.19%) Land $129,700 Building $287,900	$493,430 (+4.4%)
2024	$5,186.00 (+4.05%)	$389,600 (+11.79%) Land $129,700 Building $259,900	$472,625
2023	$4,984.00	$348,500 Land $129,700 Building $218,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Chamberlain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Chamberlain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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