12 Chalmers Rd, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 12 Chalmers Rd, Worcester, MA 01602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,918 sqft · built 1910
Lot Size	0.261 acres (11,390 sqft)
Owner	2 Individual Names on Record
Last Sale	$412,500 (Jul 2021)
Tax Bill	$5,903 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-014-00004`

Property Details

APN / Parcel Number

Primary APN	`43-014-00004`
Alternative APN	`WORC M:43 B:014 L:00004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,918 sqft Living Area
Gross Area	4,056 sqft
1st Floor Area	1,324 sqft
Basement Area	1,324 sqft
Unfinished Basement	1,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Tudor
Exterior Material	Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,390 sqft (0.261 acres)
Garage Type	Basement
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	43-014-00004
Street Address	12 CHALMERS RD
City	WORCESTER
State	MA
Zip	01602-4209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	14
Legal Lot Number	4
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2009
Census Tract	730802

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 CHALMERS RD, WORCESTER, MA 01602-4209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TRIUMPH MORTGAGE
Nov 16, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Aug 25, 2017
Deed Document Number	2021103328
Deed Book / Page	65683 / 319
Record Updated	Oct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 23, 2021
Property Address	12 CHALMERS RD, WORCESTER, MA 01602-4209
Document Number	065683-319
Book / Page	65683 / 319
Instrument Date	Jul 23, 2021
Instrument	103328
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 CHALMERS RD, WORCESTER, MA 01602-4209

Mortgage

Document Number	0000103329
Date	Jul 23, 2021
Instrument	103329

Lender

Name	TRIUMPH MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	12 CHALMERS RD, WORCESTER, MA 01602-4209
Document Number	58207-1
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58207-1
Date	Dec 19, 2017
Book Page	058207/000001
Instrument	141686

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 25, 2017
Property Address	12 CHALMERS RD, WORCESTER, MA 01602-4209
Document Number	57638-40
Book / Page	057638 / 000040
Instrument Date	Aug 21, 2017
Instrument	93394
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 CHALMERS RD WORCESTER MA 016024209, WORCESTER, MA 01602-4209

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,903.00 (+0.37%)	$444,500 (-0.31%) Land $124,700 Building $319,800	$549,613 (+3.2%)
2025	$5,881.00 (+12.3%)	$445,900 (+22.1%) Land $118,800 Building $327,100	$532,570 (+3.01%)
2024			$516,990
2023	$5,237.00	$365,200 Land $103,300 Building $261,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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