Enfield Town property record for 12 Central St, Enfield, CT 06082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,164 sqft · built 1912 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,786 (2025) |
| Deeds & Mortgages | Jun 2020 Refinance Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ENFI M:024 L:0077 |
| Primary APN | ENFI M:024 L:0077 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,164 sqft Living Area |
| Gross Area | 1,856 sqft |
| 1st Floor Area | 582 sqft |
| Basement Area | 582 sqft |
| Unfinished Basement | 582 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 14700020005 |
|---|---|
| Street Address | 12 CENTRAL ST |
| City | ENFIELD |
| State | CT |
| Zip | 06082-3570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TV |
| Legal Lot Number | 77 |
| Jurisdiction | ENFIELD CT |
| Township / Civil Division | ENFIELD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 480600 |
12 Central St is owned and occupied by an individual.
Source: Enfield Town records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 CENTRAL ST, ENFIELD, CT 06082-3570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jan 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN EAGLE FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ENFIELD CT |
| Property Address | 12 CENTRAL ST, ENFIELD, CT 06082-3570 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2760-951 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 2760/951 |
| Instrument | 2020023173 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ENFIELD CT |
| Property Address | 12 CENTRAL ST, ENFIELD, CT 06082-3570 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2782-414 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 2782/414 |
| Instrument | 2021010998 |
| Name | AMERICAN EAGLE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 49 Months |
| Due | Feb 1, 2025 |
The 2025 property tax bill for 12 Central St was $3,786.
Source: Enfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Enfield Town |
| Unified School District | Enfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,786.00 | $101,500 Land $32,600 Building $68,900 | $71,050 Land $22,820 Building $48,230 |
| 2024 | $3,786.00 (+2.77%) | ||
| 2023 | $3,684.00 (+7.94%) | $101,500 (-) Land $32,600 Building $68,900 | |
| 2022 | $3,413.00 | $101,500 Land $32,600 Building $68,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Central St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 12 Central St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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