Ocean County and Ocean Township property record for 12 Central Ave, Waretown, NJ 08758 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1954 |
| Square Footage | 671 sqft Living Area |
| Lot Size | 4,648 sqft (0.107 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $234,000 (2025) |
| Tax Bill | $3,143.00 (2025) |
| Primary APN | 21-00087-0000-00005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 671 sqft Living Area |
| 1st Floor | 671 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch Style |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 4,648 sqft (0.107 acres) |
| Depth X Width | 93 ft x 50 ft Depth x Width |
| Deck Area | Deck Area |
| Heating System | Baseboard Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Street Address | 12 CENTRAL AVE |
|---|---|
| City | WARETOWN |
| State | NJ |
| Zip | 08758-1621 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50X93 |
| Legal Subdivision | SANDS POINT HARBOR SEC A & B |
| Legal Block | 87 |
| Legal Lot Number | 5 |
| Jurisdiction | OCEAN NJ |
| Minor Civil Division | OCEAN |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 733001 |
Source: Ocean County and Ocean Township records · APN 21-00087-0000-00005
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 CENTRAL AVE, WARETOWN, NJ 08758-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage S & T BANK |
| Sep 04, 2025 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage INFORMED MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2025 · Amount on Record |
| Deed Sale | Sep 04, 2025 · Amount on Record |
| Prior Sale | Sep 26, 2000 · Amount on Record |
| Deed Doc Number | 202569256 |
| Deed Book / Page | 20122 / 1389 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 12 CENTRAL AVE, WARETOWN, NJ 08758-1621 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Title Company | COASTLINE TITLE AGENCY INC, COASTLINE TITLEAT SHORE INC |
| Name | Verified Name |
|---|
| Document Number | 0190710429 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 19071/429 |
| Instrument | 2022069836 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Address | INDIANA, PA 15701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 04, 2025 |
| Property Address | 12 CENTRAL AVE, WARETOWN, NJ 08758-1621 |
| Document Number | 0201221389 |
| Book / Page | 20122 / 1389 |
| Instrument Date | Aug 19, 2025 |
| Instrument | 2025069256 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 62 PACIFIC AVE, BARNEGAT, NJ 08005-1710 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 12 CENTRAL AVE, WARETOWN, NJ 08758-1621 |
| Document Number | 2025069257 |
|---|---|
| Date | Sep 04, 2025 |
| Instrument | 2025069257 |
| Name | INFORMED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
Source: Ocean County and Ocean Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,200 (-) Land $94,400 Building $104,800 | $199,200 (-) Land $94,400 Building $104,800 | |
| 2025 | $3,143.00 (+4.59%) | $199,200 (-) Land $94,400 Building $104,800 | $199,200 (-) Land $94,400 Building $104,800 |
| 2024 | $3,005.00 (+25.26%) | $199,200 (+92.84%) Land $94,400 Building $104,800 | $199,200 (+92.84%) Land $94,400 Building $104,800 |
| 2023 | $2,399.00 (+6.91%) | $103,300 Land $59,600 Building $43,700 | $103,300 Land $59,600 Building $43,700 |
| 2022 | $2,244.00 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 58% of the US · above 73% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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