Seneca County and Waterloo Town property record for 12 Center St, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,740 sqft · built 1890 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,900 (Nov 2023) |
| Tax Bill | $3,892 (2026) |
| Deeds & Mortgages | Nov 2023 Sale |
| APN | 453801 10-1-21 |
| Primary APN | 453801 10-1-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,162 sqft |
| 2nd Floor Area | 578 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| Pool Type | Above-Ground Pool |
| Porch | Porch |
| Porch Area | 327 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12 CENTER ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | MB97-48 |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950600 |
Source: Seneca County and Waterloo Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 CENTER ST, WATERLOO, NY 13165-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2023 · Amount on Record |
| Deed Sale | Nov 16, 2023 · Amount on Record |
| Prior Sale | Aug 29, 2011 · Amount on Record |
| Deed Book / Page | 1088 / 178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Nov 16, 2023 |
| Property Address | 12 CENTER ST, WATERLOO, NY 13165-1021 |
| Document Number | 001088/178 |
| Book / Page | 1088 / 178 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 64706 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4518 STATE ROUTE 38, OWEGO, NY 13827-3646 |
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,892.00 (+4.26%) | ||
| 2025 | $3,733.00 (+3.21%) | $77,500 (-) Land $13,000 Building $64,500 | $127,000 (+11.4%) Land $21,303 Building $105,697 |
| 2024 | $3,617.00 (+85.96%) | $77,500 (-) Land $13,000 Building $64,500 | $114,000 (+4.44%) Land $19,123 Building $94,877 |
| 2023 | $77,500 Land $13,000 Building $64,500 | $109,155 Land $18,310 Building $90,845 | |
| 2019 | $1,945.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jul 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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