12 CELIA DR SPARTA NJ 078712336, SPARTA, NJ 07871-2336
Mortgage
Document Number
0097740610
Date
Jan 14, 2020
Book Page
009774/000610
Instrument
10730
Lender
Name
FIRST REPUBLIC BK
Type
Bank
Address
SAN FRANCISCO, CA 94111
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jan 13, 2050
Interest
Rate Type
Adjustable Rate
Rate
2.9%
September 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SUSSEX NJ
Recording Date
Sep 26, 2018
Property Address
12 CELIA DR, SPARTA, NJ 07871-2336
Document Number
0034920830
Book / Page
003492 / 000830
Instrument Date
Sep 11, 2018
Instrument
199550
Transaction Type
Transfer
Record Updated
Oct 23, 2018
Title Company
FIDELITY NATIONAL TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$340.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
12 CELIA DR SPARTA NJ 078712336, SPARTA, NJ 07871-2336
Mortgage
Document Number
96410050
Date
Sep 26, 2018
Book Page
009641/000050
Instrument
199560
Lender
Name
FIRST REPUBLIC BK
Type
Bank
Address
SAN FRANCISCO, CA 94111
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 25, 2048
Interest
Rate Type
Adjustable Rate
Rate
3.75%
Tax Assessment & Valuation
The 2025 property tax bill for 12 Celia Dr was $11,052, up 2.2% from the year before.
Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026
Property Jurisdictions
Type
Name
State
New Jersey
County
Sussex County
County Subdivision
Sparta Township
Unified School District
Sparta Township School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$301,300 (-)Land $100,400Building $200,900
$301,300 (-)Land $100,400Building $200,900
2025
$11,052.00 (+2.2%)
$301,300Land $100,400Building $200,900
$301,300Land $100,400Building $200,900
2024
$10,814.00
2023
$301,300Land $100,400Building $200,900
$301,300Land $100,400Building $200,900
2022
$10,250.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 12 Celia Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
4 in force
Nearby Flood Claims
4 (1978–2000)
Most Recent Claim
Aug 2000 · Severe Storms, Flooding And Mudslides
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 12 Celia Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood
0.01% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source
Groundwater
Last State Inspection
Jan 2025
Lead
1 ppb (2026) action level 15 ppb
Copper
1.36 mg/L (2024) action level 1.3 mg/L
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting
5 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025