12 Cedarfield Ln, Westhampton, NY 11977 Property Records

Suffolk County and Southampton Town property record for 12 Cedarfield Ln, Westhampton, NY 11977

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,779 sqft · built 2018
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,225,000 (Aug 2010)
Tax Bill	$7,679 (2020)
Deeds & Mortgages	May 2019 Refinance Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0900-355.00-03.00-010.005`

Property Details

APN / Parcel Number

Primary APN	`0900-355.00-03.00-010.005`
Alternative APNs	`473689 355.000-0003-010.005` `368935500000030100050000` `473600480640`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,779 sqft Living Area
1st Floor Area	3,779 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Wood
Lot Area	40,946 sqft (0.94 acres)
View / Lot	Below Average
Pool Area	800 sqft
Porch	Open Porch
Porch Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Street Address	12 CEDARFIELD LN
City	WESTHAMPTON
State	NY
Zip	11977-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	1988 LD EQ + 3500AC CHANGFILED MAP
Legal Subdivision	CEDARFIELD
Legal Block	3
Legal Lot Number	10
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	3
Census Block	3024
Census Tract	190504

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 RIVER TER, 8F, NEW YORK, NY 10282-1208
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Mar 22, 2019	Loan Modification, Consolidation and Extension, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2010 · Amount on Record
Deed Sale	Aug 3, 2010 · Amount on Record
Prior Sale	Sep 4, 2001 · Amount on Record
Deed Book / Page	12633 / 356
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	12 CEDARFIELD LN, WESTHAMPTON, NY 11977-1233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230250779
Date	May 7, 2019
Book Page	23025/779

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2048

Interest

Rate	2.5%
Type Change Date	Apr 1, 2026

March 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	12 CEDARFIELD LN, WESTHAMPTON, NY 11977-1233
Document Number	0230250780
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	333 RECTOR PL #606 NEW YORK NY 102801215, 606, NEW YORK, NY 10280-1215

Mortgage

Document Number	0230250780
Date	May 7, 2019
Book Page	023025/000780

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Unified School District	Westhampton Beach Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,350,400 (-) Land $492,700 Building $857,700
2024			$2,143,492 (+10.32%) Land $782,063 Building $1,361,429
2023		$1,350,400 Land $492,700 Building $857,700	$1,943,022 Land $708,921 Building $1,234,101
2020	$7,679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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