12 Cedar St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 12 Cedar St, Wakefield, MA 01880

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,912 sqft · built 1900
Lot Size	0.149 acres (6,504 sqft)
Owner	Individual Name on Record
Last Sale	$860,000 (Jul 2021)
Tax Bill	$9,423 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18091`

Property Details

APN / Parcel Number

Primary APN	`18091`
Alternative APN	`WAKE M:000011 B:0147 P:00053D`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,912 sqft Living Area
Gross Area	4,464 sqft
Basement Area	1,040 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,504 sqft (0.149 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	18091
Street Address	12 CEDAR ST
City	WAKEFIELD
State	MA
Zip	01880-2204
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GR
Legal Block	147
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	2
Census Block	2001
Census Tract	335200

Owner

Source: Middlesex County and Wakefield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 CEDAR ST, WAKEFIELD, MA 01880-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Oct 16, 2018	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PTRS
Jun 19, 2017	Quit Claim Deed, Transfer · FHA Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Oct 16, 2018 · Amount on Record
Deed Book / Page	78292 / 560
Record Updated	Oct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Jul 21, 2021
Property Address	12 CEDAR ST, WAKEFIELD, MA 01880-2204
Document Number	078292-560
Book / Page	78292 / 560
Instrument Date	Jul 21, 2021
Instrument	164011
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CEDAR ST, WAKEFIELD, MA 01880-2204

Mortgage

Document Number	0000164012
Date	Jul 21, 2021
Instrument	164012

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Oct 16, 2018
Property Address	12 CEDAR ST, WAKEFIELD, MA 01880-2204
Document Number	71749-558
Book / Page	071749 / 000558
Instrument Date	Oct 9, 2018
Instrument	158821
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,758.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 CEDAR ST WAKEFIELD MA 018802204, WAKEFIELD, MA 01880-2204

Mortgage

Document Number	71749-561
Date	Oct 16, 2018
Book Page	071749/000561
Instrument	158822

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Jun 19, 2017
Property Address	12 CEDAR ST, WAKEFIELD, MA 01880-2204
Document Number	069457-188
Book / Page	69457 / 188
Instrument	92507
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.11
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CEDAR ST, WAKEFIELD, MA 01880-2204

Mortgage

Document Number	0694570192
Date	Jun 19, 2017
Instrument	69457/0192

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,423.00 (-0.97%)	$830,200 (-1.84%) Land $377,900 Building $452,300	$872,167
2024	$9,515.00 (+5.15%)	$845,800 (+9.64%) Land $385,100 Building $460,700
2023	$9,049.00	$771,400 Land $350,900 Building $420,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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