12 Cedar St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 12 Cedar St, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	1,800 sqft · built 1920
Lot Size	0.066 acres (2,862 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Nov 2023)
Tax Bill	$9,976 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02191-02-00015`

Property Details

APN / Parcel Number

Primary APN	`07-02191-02-00015`
Alternative APN	`0702191B00015`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	2,862 sqft (0.066 acres)
Lot Dimensions	106 ft deep x 27 ft wide

Location & Zoning

Old Parcel Number	0702191B00015
Street Address	12 CEDAR ST
City	PASSAIC
State	NJ
Zip	07055-2211
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Block	2191
Legal Lot Number	15
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	3
Census Block	3006
Census Tract	175502

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	381 GARIBALDI AVE, 2, LODI, NJ 07644-3736
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Deed of Trust, Mortgage · Line of Credit GARDEN SAVINGS FCU
Nov 8, 2023	Deed, Transfer · Conventional Mortgage COLUMBIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023 · Amount on Record
Deed Sale	Nov 8, 2023 · Amount on Record
Prior Sale	Oct 19, 2001 · Amount on Record
Deed Document Number	202335780
Deed Book / Page	4615 / 224
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	12 CEDAR ST, PASSAIC, NJ 07055-2211
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019717
Date	Jun 16, 2025
Book Page	M19427/1
Instrument	2025019717

Lender

Name	GARDEN SAVINGS FCU
Type	Credit Union
Address	PARSIPPANY, NJ 07054

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 15, 2045

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 8, 2023
Property Address	12 CEDAR ST, PASSAIC, NJ 07055-2211
Document Number	0000035780
Book / Page	D4615 / 224
Instrument Date	Nov 3, 2023
Instrument	2023035780
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 CEDAR ST, PASSAIC, NJ 07055-2211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CEDAR ST, PASSAIC, NJ 07055-2211
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035781
Date	Nov 8, 2023
Instrument	2023035781

Lender

Name	COLUMBIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,300 (-) Land $64,700 Building $169,600	$234,300 (-) Land $64,700 Building $169,600
2025	$9,976.00 (+3.27%)	$234,300 (-) Land $64,700 Building $169,600	$234,300 (-) Land $64,700 Building $169,600
2024	$9,660.00 (+6.15%)
2023		$234,300 (-) Land $64,700 Building $169,600	$234,300 (-) Land $64,700 Building $169,600
2022	$9,100.00	$234,300 Land $64,700 Building $169,600	$234,300 Land $64,700 Building $169,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,057 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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