12 Cedar St, #12A, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 12 Cedar St, #12A, Lynn, MA 01905

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 4,554 sqft · built 1900
Lot Size	0.097 acres (4,247 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Nov 2002)
Tax Bill	$9,991 (2025)
Deeds & Mortgages	Nov 2021 Refinance Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:054 L:319 S:016`

Property Details

APN / Parcel Number

Primary APN	`B:054 L:319 S:016`
Alternative APN	`LYNN M:054 B:319 L:016`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,554 sqft Living Area
Gross Area	6,520 sqft
Basement Area	1,518 sqft
Unfinished Basement	1,518 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	4,247 sqft (0.097 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	12 CEDAR ST, 12A
City	LYNN
State	MA
Zip	01905-1671
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R4
Legal Block	319
Legal Lot Number	16
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1011
Census Tract	205900

Owner

12 Cedar St, #12A is owned and occupied by two individuals who bought it in November 2002.

Source: Essex County and Lynn City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 CEDAR ST, 12A, LYNN, MA 01905-1671
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Apr 11, 2017	Deed of Trust, Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2002 · Amount on File
Deed Sale	Nov 25, 2002 · Amount on File
Prior Sale	Feb 11, 1999 · Amount on File
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	12-12A CEDAR ST, LYNN, MA 01905
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40465-167
Date	Nov 9, 2021
Book Page	40465/167
Instrument	20211109000230

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	12-12A CEDAR ST, LYNN, MA 01905
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35789-573
Date	Apr 11, 2017
Book Page	35789/573
Instrument	287

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 12 Cedar St, #12A was $9,991, up 0.5% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,991.00 (+0.54%)	$964,400 (+2.19%) Land $191,400 Building $773,000
2024	$9,937.00 (+4.29%)	$943,700 (+10.44%) Land $179,800 Building $763,900
2023	$9,528.00	$854,500 Land $174,200 Building $680,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Cedar St, #12A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Cedar St, #12A is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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