12 Cedar St, #1, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 12 Cedar St, #1, Waltham, MA 02453

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,664 sqft · built 2016
Lot Size	0.147 acres (6,407 sqft)
Owner	2 Individual Names on File
Last Sale	$835,000 (Jan 2021)
Tax Bill	$9,327 (2026)
Deeds & Mortgages	May 2019 Refinance Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`212236`

Property Details

APN / Parcel Number

Primary APN	`212236`
Alternative APN	`WALT M:070 B:014 L:0014 001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,664 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,407 sqft
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	212236
Street Address	12 CEDAR ST, 1
City	WALTHAM
State	MA
Zip	02453-8615
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	14
Legal Lot Number	14 001
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	2
Census Block	2003
Census Tract	368700

Owner

12 Cedar St, #1 is owned and occupied by two individuals who bought it in January 2021.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 CEDAR ST, 1, WALTHAM, MA 02453-8615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jan 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jul 30, 2018	Condominium Deed, Transfer · Conventional Mortgage NORTHEAST HM LN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Book / Page	76707 / 91
Prior Transfer Date	Jan 13, 2021
Prior Transfer Doc	76707-91
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	12 CEDAR ST # 1, 1, WALTHAM, MA 02453-8615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72543-406
Date	May 1, 2019
Book Page	72543/406
Instrument	55960

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Jan 15, 2021
Property Address	12 CEDAR ST # 1, 1, WALTHAM, MA 02453-8615
Document Number	76707-91
Book / Page	76707 / 91
Instrument Date	Jan 13, 2021
Instrument	10581
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 CEDAR ST # 1, 1, WALTHAM, MA 02453-8615

Mortgage

Document Number	10582
Date	Jan 15, 2021
Instrument	10582

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WALTHAM MA
Recording Date	Jul 30, 2018
Property Address	12 CEDAR ST # 1, 1, WALTHAM, MA 02453-8615
Document Number	71389-477
Book / Page	071389 / 000477
Instrument Date	Jun 15, 2018
Instrument	114170
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,374.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 CEDAR ST #1 WALTHAM MA 024538615, 1, WALTHAM, MA 02453-8615

Mortgage

Document Number	71389-481
Date	Jul 30, 2018
Book Page	071389/000481
Instrument	114171

Lender

Name	NORTHEAST HM LN
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 12 Cedar St, #1 was $9,327, up 8.4% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,327.00 (+8.43%)	$903,800 (+3.17%) Building $903,800
2025	$8,602.00 (+3.73%)	$876,000 (+1.82%) Building $876,000	$998,545 (+3.56%)
2024	$8,293.00 (-1.4%)	$860,300 (+5.56%) Building $860,300	$964,250
2023	$8,411.00	$815,000 Building $815,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Cedar St, #1 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Cedar St, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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