Essex County and Georgetown Town property record for 12 Cedar Ln, Georgetown, MA 01833
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,974 sqft · built 1996 |
| Lot Size | 0.417 acres (18,184 sqft) |
| Owner | Individual Name on File |
| Last Sale | $453,000 (Jun 2007) |
| Tax Bill | $7,150 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GEOR M:0006C B:00000 L:0094E |
| Primary APN | GEOR M:0006C B:00000 L:0094E |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,974 sqft Living Area |
| Gross Area | 3,627 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,184 sqft (0.417 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12 CEDAR LN |
|---|---|
| City | GEORGETOWN |
| State | MA |
| Zip | 01833-1917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GEORGETOWN |
| Legal Lot Number | 94E |
| Jurisdiction | GEORGETOWN MA |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 265101 |
Source: Essex County and Georgetown Town records · APN GEOR M:0006C B:00000 L:0094E
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 CEDAR LN, GEORGETOWN, MA 01833-1917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 16, 2017 | Deed of Trust, Mortgage LEADER BANK NA |
| Jun 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2007 · Amount on Record |
| Deed Sale | Jun 29, 2007 · Amount on Record |
| Prior Sale | Jul 23, 1997 · Amount on Record |
| Deed Book / Page | 26981 / 527 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 12 CEDAR LN, GEORGETOWN, MA 01833-1917 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041182-417 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 41182/417 |
| Instrument | 107 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 12 CEDAR LN, GEORGETOWN, MA 01833-1917 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36255-195 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 36255/195 |
| Instrument | 352 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 12 CEDAR LN, GEORGETOWN, MA 01833-1917 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38637-567 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 38637/567 |
| Instrument | 20200623001060 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
Source: Essex County and Georgetown Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Georgetown Town |
| Unified School District | Georgetown School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,150.00 (+5.26%) | $646,500 (+19.43%) Land $275,200 Building $371,300 | $753,445 |
| 2024 | $6,793.00 (-3.32%) | $541,300 (-) Land $189,800 Building $351,500 | |
| 2023 | $7,026.00 | $541,300 Land $189,800 Building $351,500 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092651013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1996–2010) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 238 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system MA3105000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GEORGETOWN WATER DEPARTMENT serves 8,766 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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