12 Cedar Ln, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 12 Cedar Ln, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,308 sqft · built 1937
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Feb 2022)
Tax Bill	$8,754 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2020 Sale & Mortgage
APN	`05-00060-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`05-00060-0000-00001`
Alternative APNs	`050006000001` `3246`

Interior

Stories	1 Story
Building Area	1,308 sqft Living Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Account Number	3246
Street Address	12 CEDAR LN
City	CHATHAM
State	NJ
Zip	07928-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	LONG HILL CC ESTATES INC
Legal Block	60
Legal Lot Number	1
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3011
Census Tract	44000

Owner

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 CEDAR LN, CHATHAM, NJ 07928-1149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 24, 2020	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Prior Sale	Sep 24, 2020 · Amount on Record
Deed Document Number	202214600
Deed Book / Page	24351 / 99
Record Updated	Oct 29, 2026

February 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MORRIS NJ
Recording Date	Feb 22, 2022
Property Address	12 CEDAR LN, CHATHAM, NJ 07928-1149
Document Number	0243510099
Book / Page	24351 / 99
Instrument Date	Nov 18, 2021
Instrument	2022014600
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,503.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 CEDAR LN, 12, CHATHAM, NJ 07928-1149

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 CEDAR LN, CHATHAM, NJ 07928-1149

Mortgage

Document Number	2022014601
Date	Feb 22, 2022
Instrument	2022014601

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 24, 2020
Property Address	12 CEDAR LN, CHATHAM, NJ 07928-1149
Document Number	0238820204
Book / Page	23882 / 204
Instrument Date	Aug 14, 2020
Instrument	2020066498
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	QUALITY TTL & ABSTRACT AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 PENN TER, 10, CHATHAM, NJ 07928-2034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CEDAR LN, CHATHAM, NJ 07928-1149

Mortgage

Document Number	2020066499
Date	Sep 24, 2020
Instrument	2020066499

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,100 (-) Land $327,000 Building $113,100	$440,100 (-) Land $327,000 Building $113,100
2025		$440,100 (-) Land $327,000 Building $113,100	$440,100 (-) Land $327,000 Building $113,100
2024	$8,754.00 (+2.22%)
2023		$440,100 Land $327,000 Building $113,100	$440,100 Land $327,000 Building $113,100
2022	$8,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1990–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2022 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Cedar Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures