Buncombe County property record for 12 Cedar Bluff Ct, Candler, NC 28715
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,512 sqft · built 2007 |
| Lot Size | 0.819 acres (35,719 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $650,000 (Nov 2017) |
| Tax Bill | $5,050 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Feb 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8698-51-8370-00000 |
| Primary APN | 8698-51-8370-00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,512 sqft Living Area |
| Gross Area | 5,411 sqft |
| 1st Floor Area | 3,825 sqft |
| 2nd Floor Area | 1,074 sqft |
| Basement Area | 1,899 sqft |
| Finished Basement | 1,387 sqft |
| Unfinished Basement | 512 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 35,719 sqft (0.819 acres) |
| Garage Area | 722 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 822 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 403 sqft |
| Deck Area | 216 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 12 CEDAR BLUFF CT |
|---|---|
| City | CANDLER |
| State | NC |
| Zip | 28715-8730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:11/29/2017 DEED |
| Legal Description | DEED DATE:11/29/2017 DEED:5615-0044 SUBDIV:PATTERSON FARMS LOT:43 PLAT:0108-0173 |
| Legal Subdivision | PATTERSON FARMS |
| Legal Lot Number | 43 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | UPPER HOMINY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2504 |
12 Cedar Bluff Ct is owner-occupied and held in a trust since April 2025.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12 CEDAR BLUFF CT, CANDLER, NC 28715-8730 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Nov 7, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN |
| Nov 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2017 · Amount on File |
| Deed Sale | Nov 29, 2017 · Amount on File |
| Prior Sale | Nov 29, 2017 · Amount on File |
| Deed Document Number | 0056150044 |
| Deed Book / Page | 5615 / 0044 |
| Last Transfer Date | Apr 16, 2025 |
| Transfer Doc | 0064841153 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 12 CEDAR BLUFF CT, CANDLER, NC 28715-8730 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0058970767 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 5897/767 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 12 CEDAR BLUFF CT, CANDLER, NC 28715-8730 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0058690228 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 5869/228 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 12 CEDAR BLUFF CT, CANDLER, NC 28715-8730 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0061650558 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 6165/558 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 12 CEDAR BLUFF CT, CANDLER, NC 28715-8730 |
| Document Number | 0057200258 |
| Instrument Date | Nov 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 CEDAR BLUFF CT BILTMORE LAKE NC 287158730, BILTMORE LAKE, NC 28715-8730 |
| Document Number | 0057200258 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 005720/000258 |
| Name | THIRD FED'L S&L ASSN |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Nov 29, 2017 |
| Property Address | 12 CEDAR BLUFF CT, CANDLER, NC 28715-8730 |
| Document Number | 0056150044 |
| Book / Page | 5615 / 0044 |
| Map Reference | MB 108 PG 173 |
| Instrument Date | Nov 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 147, ENKA, NC 28728-0147 |
| Name | Verified Name |
|---|---|
| Address | 12 CEDAR BLUFF CT, CANDLER, NC 28715-8730 |
| Document Number | 56150047 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 5615/0047 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 12 Cedar Bluff Ct was $5,050.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,050.00 | $741,000 | |
| 2023 | $4,579.00 | $741,000 | $741,000 Land $53,100 Building $687,900 |
| 2021 | $741,000 Land $53,100 Building $687,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Cedar Bluff Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Cedar Bluff Ct is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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