Essex County and Salem City property record for 12 Cedar Ave, Salem, MA 01970
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,702 sqft · built 1915 |
| Lot Size | 0.214 acres (9,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $318,000 (Oct 2021) |
| Tax Bill | $5,791 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Oct 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SALE M:21 L:0016 |
| Primary APN | SALE M:21 L:0016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,702 sqft Living Area |
| Gross Area | 3,168 sqft |
| Basement Area | 652 sqft |
| Unfinished Basement | 652 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,326 sqft (0.214 acres) |
| Heating System | Gravity Furnace |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12 CEDAR AVE |
|---|---|
| City | SALEM |
| State | MA |
| Zip | 01970-4202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | GEORGETOWN |
| Legal Lot Number | 16 |
| Jurisdiction | SALEM MA |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 204102 |
Source: Essex County and Salem City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 CEDAR AVE, SALEM, MA 01970-4202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 7, 2021 | Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Jul 26, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 28, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2021 · Amount on Record |
| Deed Sale | Oct 7, 2021 · Amount on Record |
| Prior Sale | Nov 16, 2012 · Amount on Record |
| Deed Book / Page | 40360 / 55 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 12 CEDAR AVE, SALEM, MA 01970-4202 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 041463-255 |
|---|---|
| Date | Mar 6, 2023 |
| Book Page | 41463/255 |
| Instrument | 20230306000010 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALEM MA |
| Recording Date | Oct 7, 2021 |
| Property Address | 12 CEDAR AVE, SALEM, MA 01970-4202 |
| Document Number | 0040360-55 |
| Book / Page | 40360 / 55 |
| Instrument Date | Oct 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 CEDAR AVE, SALEM, MA 01970-4202 |
| Document Number | 0004036057 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 40360/57 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 12 CEDAR AVE, SALEM, MA 01970-4202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36047-190 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 36047/190 |
| Instrument | 174 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 12 CEDAR AVE, SALEM, MA 01970-4202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36560-572 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 36560/572 |
| Instrument | 180228006820 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Salem City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Salem City |
| Unified School District | Salem School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,791.00 (+5.44%) | $537,200 (+10.92%) Land $252,700 Building $283,600 | $687,318 (+29.24%) |
| 2025 | $5,492.00 (+3.47%) | $484,300 (+6.02%) Land $227,400 Building $256,900 | $531,810 |
| 2024 | $5,308.00 (+4.41%) | $456,800 (+12.4%) Land $216,100 Building $240,700 | |
| 2023 | $5,084.00 | $406,400 Land $199,500 Building $206,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1995–2006) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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