12 Cathedral Dr, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 12 Cathedral Dr, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,459 sqft · built 2000
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,900 (Jul 2018)
Tax Bill	$3,746 (2025)
Deeds & Mortgages	May 2017 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STAN M:8 L:32-18`

Property Details

APN / Parcel Number

Primary APN	`STAN M:8 L:32-18`
Alternative APNs	`M:8 L:32=18` `W1983R`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,459 sqft Living Area
Gross Area	2,684 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	W1983R
Street Address	12 CATHEDRAL DR
City	STEEP FALLS
State	ME
Zip	04085-6868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	CATHEDRAL PINE SUB
Legal Lot Number	32-18
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	2
Census Block	2030
Census Tract	17004

Owner

Source: Cumberland County and Standish Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 CATHEDRAL DR, STEEP FALLS, ME 04085-6868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2017	Deed of Trust, Mortgage GORHAM SAVINGS BANK
Jul 16, 2018	Warranty Deed, Transfer USA RURAL HSNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Feb 18, 2011 · Amount on Record
Deed Document Number	201833700
Deed Book / Page	34990 / 0297
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	12 CATHEDRAL DR, STEEP FALLS, ME 04085-6868
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0339980122
Date	May 10, 2017
Book Page	33998/0122
Instrument	000000020891

Lender

Name	GORHAM SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Jul 16, 2018
Property Address	12 CATHEDRAL DR, STEEP FALLS, ME 04085-6868
Document Number	0349900297
Book / Page	34990 / 0297
Instrument	000000033700
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033701
Date	Jul 16, 2018
Instrument	000000033701

Lender

Name	USA RURAL HSNG

Agreement

Amount	Amount Recorded
Term	456 Months
Due	Jul 16, 2056

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,746.00 (+1.16%)	$302,100 (+2.79%) Land $69,600 Building $232,500
2024	$3,703.00 (+6.56%)	$293,900 (+17.14%) Land $64,400 Building $229,500
2023	$3,475.00 (+12.06%)	$250,900 (+16.92%) Land $54,900 Building $196,000
2022	$3,101.00	$214,600 Land $48,800 Building $165,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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