12 Catalpa Trce, Covington, LA 70433 Property Records

St. Tammany Parish property record for 12 Catalpa Trce, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,439 sqft · built 2005
Lot Size	0.296 acres (12,914 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jul 2026)
Tax Bill	$3,161 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Mortgage + 2 more
APN	`107-118-5616`

Property Details

APN / Parcel Number

Primary APN	`107-118-5616`
Alternative APN	`28678`

Interior

Building Area	2,439 sqft Living Area
Gross Area	2,611 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	12,914 sqft (0.296 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12 CATALPA TRCE
City	COVINGTON
State	LA
Zip	70433-5710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHPARK SUB LT75 PHIII SEC1A
Legal Subdivision	NORTHPARK
Legal Phase	3
Legal Lot Number	75
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	5
Census Block Group	2
Census Block	2033
Census Tract	40607

Owner

12 Catalpa Trce is owned and occupied by two individuals who bought it in July 2026.

Source: St. Tammany Parish records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 CATALPA TRCE, COVINGTON, LA 70433-5710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed, Transfer · Conventional Mortgage GMFS
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage GMFS
Jul 5, 2023	Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Sep 8, 2020	Cash Sale Deed, Transfer BAYOU TITLE INC, BAYOU TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Prior Sale	Jul 5, 2023 · Amount on File
Deed Document Number	20262498332
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 10, 2026
Property Address	12 CATALPA TRCE, COVINGTON, LA 70433-5710
Document Number	0002498332
Instrument Date	Jul 10, 2026
Instrument	20262498332
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CATALPA TRCE, COVINGTON, LA 70433-5710

Mortgage

Document Number	0002498332,
Date	Jul 10, 2026
Instrument	20262498332

Lender

Name	GMFS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 10, 2026
Property Address	12 CATALPA TRCE, COVINGTON, LA 70433-5710
Document Number	0002498333
Instrument Date	Jul 10, 2026
Instrument	20262498333
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CATALPA TRCE, COVINGTON, LA 70433-5710

Mortgage

Document Number	0002498333,
Date	Jul 10, 2026
Instrument	20262498333

Lender

Name	GMFS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 5, 2023
Property Address	12 CATALPA TRCE, COVINGTON, LA 70433-5710
Document Number	0002377053
Instrument Date	Jun 30, 2023
Instrument	2377053
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CRESCENT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2021 SULLIVAN LN, COVINGTON, LA 70433-7602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CATALPA TRCE, COVINGTON, LA 70433-5710

Mortgage

Document Number	0002377054
Date	Jul 5, 2023
Instrument	2377054

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

September 2020: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 8, 2020
Property Address	12 CATALPA TRCE, COVINGTON, LA 70433-5710
Document Number	0002225380
Map Reference	MAP 1285
Instrument Date	Sep 4, 2020
Instrument	2225380
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	BAYOU TITLE INC, BAYOU TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 DOGWOOD LN, COVINGTON, LA 70435-9525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CATALPA TRCE, COVINGTON, LA 70433-5710

Tax Assessment & Valuation

The 2025 property tax bill for 12 Catalpa Trce was $3,161 with a homeowner's exemption, down 3.4% from the year before.

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,161.00 (-3.36%) Homeowner's exemption	$32,397 (-) Land $7,000 Building $25,397	$323,965 (-) Land $70,000 Building $253,965
2024	$3,271.00 (-22.62%) Homeowner's exemption	$32,397 (+3.01%) Land $7,000 Building $25,397	$323,965 (+3.01%) Land $70,000 Building $253,965
2023	$4,227.00	$31,451 (-) Land $7,000 Building $24,451	$314,510 (-) Land $70,000 Building $244,510
2022	$4,227.00	$31,451 Land $7,000 Building $24,451	$314,510 Land $70,000 Building $244,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 12 Catalpa Trce; there have been 20 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 391 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	391 in force
Nearby Flood Claims	20 (1995–2022)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Catalpa Trce is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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