12 Carson Rd, Budd Lake, NJ 07828 Property Records

Morris County and Mount Olive Township property record for 12 Carson Rd, Budd Lake, NJ 07828

Property Summary

Property Type	Single Family Home
Details	3,016 sqft · built 1973
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$356,000 (Dec 2003)
Tax Bill	$13,720 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2023 Second Mortgage + 1 more
APN	`27-03606-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`27-03606-0000-00033`
Alternative APNs	`270360600033` `06011040`

Interior

Building Area	3,016 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Account Number	06011040
Street Address	12 CARSON RD
City	BUDD LAKE
State	NJ
Zip	07828-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: B78-E L10
Legal Subdivision	PERSHING ESTATES SEC 03
Legal Block	3606
Legal Lot Number	33
Jurisdiction	MORRIS NJ
Township / Civil Division	MOUNT OLIVE
Census Block Group	1
Census Block	1019
Census Tract	46109

Owner

Source: Morris County and Mount Olive Township records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 CARSON RD, BUDD LAKE, NJ 07828-3515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Sep 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2003 · Amount on Record
Deed Sale	Dec 31, 2003 · Amount on Record
Deed Book / Page	5985 / 158
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Recording Date	Jul 22, 2026
Property Address	12 CARSON RD, BUDD LAKE, NJ 07828-3515
Document Number	0000032602
Book / Page	25144 / 1054
Instrument Date	Jul 6, 2026
Instrument	202632602
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CARSON RD, BUDD LAKE, NJ 07828-3515

Mortgage

Document Number	0000032602,
Date	Jul 22, 2026
Book Page	25144/1054
Instrument	202632602

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2056

Interest

Rate	6.48%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	12 CARSON RD, BUDD LAKE, NJ 07828-3515
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0246521171
Date	Sep 8, 2023
Book Page	24652/1171
Instrument	2023034143

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	12 CARSON RD, BUDD LAKE, NJ 07828-3515
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0242670507
Date	Nov 12, 2021
Book Page	24267/507
Instrument	2021092182

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Morris County and Mount Olive Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Mount Olive Township
Unified School District	Mount Olive Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,700 (-) Land $149,300 Building $244,400	$393,700 (-) Land $149,300 Building $244,400
2025		$393,700 (-) Land $149,300 Building $244,400	$393,700 (-) Land $149,300 Building $244,400
2024	$13,720.00 (+3.48%)
2023		$393,700 Land $149,300 Building $244,400	$393,700 Land $149,300 Building $244,400
2022	$13,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT OLIVE LYNWOOD WATER SYSTEM serves 57 people · EPA ID NJ1427012
Water Source	Purchased groundwater from MT OLIVE TWP TINC FARM
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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