12 Carriage Way E, Saint Peters, MO 63376 Property Records

St. Charles County property record for 12 Carriage Way E, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,164 sqft · built 1985
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,700 (Dec 2021)
Tax Bill	$4,359 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A850002489`

Property Details

APN / Parcel Number

Primary APN	`A850002489`
Alternative APN	`2-0110-5747-00-0012.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,164 sqft Living Area
Gross Area	3,534 sqft
1st Floor Area	1,234 sqft
Basement Area	930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850002489
Street Address	12 CARRIAGE WAY E
City	SAINT PETERS
State	MO
Zip	63376-2337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	DROVERS CROSSING #3 LOT 12
Legal Subdivision	DROVERS CROSSING #3
Legal Lot Number	12
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	3
Census Block	3000
Census Tract	311311

Owner

Source: St. Charles County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 CARRIAGE WAY E, SAINT PETERS, MO 63376-2337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
May 6, 2021	Intrafamily Transfer, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Mar 23, 2020	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Jan 16, 2018	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	May 6, 2021 · Amount on Record
Deed Document Number	202197221
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 1, 2021
Property Address	12 CARRIAGE WAY E, SAINT PETERS, MO 63376-2337
Document Number	0000097221
Map Reference	MB 23 PG 145
Instrument Date	Nov 24, 2021
Instrument	2021R-097221
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1015 TAMM AVE, 1015, SAINT LOUIS, MO 63139-3218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CARRIAGE WAY E, SAINT PETERS, MO 63376-2337

Mortgage

Document Number	0000097222
Date	Dec 1, 2021
Instrument	2021R-097222

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 6, 2021
Property Address	12 CARRIAGE WAY E, SAINT PETERS, MO 63376-2337
Document Number	2021R039919
Map Reference	MB 23 PG 145&146
Instrument Date	Apr 26, 2021
Instrument	2021R-039919
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CARRIAGE WAY E, SAINT PETERS, MO 63376-2337

Mortgage

Document Number	2021R039920
Date	May 6, 2021
Instrument	2021R-039920

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 23, 2020
Property Address	12 CARRIAGE WAY E, SAINT PETERS, MO 63376-2337
Document Number	0072531030
Book / Page	7253 / 1030
Instrument	20200323000175940
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CARRIAGE WAY E, SAINT PETERS, MO 63376-2337

Mortgage

Document Number	0072531032
Date	Mar 23, 2020
Book Page	7253/1032
Instrument	20200323000175950

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 16, 2018
Property Address	12 CARRIAGE WAY E, SAINT PETERS, MO 63376-2337
Document Number	0068670644
Book / Page	6867 / 0644
Map Reference	MB 23 PG 145&146
Instrument Date	Jan 12, 2018
Instrument	20180116000027170
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 COTTON RD, 402, FORISTELL, MO 63348-3122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CARRIAGE WAY E, SAINT PETERS, MO 63376-2337

Mortgage

Document Number	0068670646
Date	Jan 16, 2018
Book Page	6867/0646
Instrument	20180116000027180

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,359.00 (+6.55%)	$62,778 (+9.34%)	$330,412 (+9.34%) Land $60,000 Building $270,412
2024	$4,091.00
2023		$57,416
2022			$302,190 Land $50,000 Building $252,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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