Ocean County and Mantoloking Borough property record for 12 Carpenter Ln, Mantoloking, NJ 08738
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 4,732 sqft · built 2023 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $7,000,000 (Sep 2024) |
| Tax Bill | $32,882 (2025) |
| Deeds & Mortgages | Apr 2021 Construction Loan Jan 2024 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 20-00037-0000-00005 |
| Primary APN | 20-00037-0000-00005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 4,732 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|
| Street Address | 12 CARPENTER LN |
|---|---|
| City | MANTOLOKING |
| State | NJ |
| Zip | 08738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3A |
| Legal Description | 100X150 |
| Legal Subdivision | MANTOLOKING |
| Legal Block | 37 |
| Legal Lot Number | 5 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | MANTOLOKING |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 739200 |
Source: Ocean County and Mantoloking Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 TAFT DR, SHORT HILLS, NJ 07078-3223 |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Construction Mortgage UNITY BANK |
| Jan 9, 2024 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 22, 2020 | Grant Deed, Transfer · Construction Mortgage MICHAEL & DAWN ARNONE |
| Oct 11, 2017 | Grant Deed, Transfer ANCHOR TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2024 · Amount on Record |
| Deed Sale | Sep 12, 2024 · Amount on Record |
| Prior Sale | Sep 22, 2020 · Amount on Record |
| Deed Document Number | 202467489 |
| Deed Book / Page | 19789 / 907 |
| Prior Transfer Date | Dec 31, 2007 |
| Prior Transfer Doc | 0139050133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 12 CARPENTER LN, MANTOLOKING, NJ 08738-1523 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1301 BAY AVE 5, 5, MANTOLOKING, NJ 08738-1510 |
| Document Number | 0184370550 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 18437/550 |
| Instrument | 2021062046 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 16, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jan 9, 2024 |
| Property Address | 12 CARPENTER LN, MANTOLOKING, NJ 08738-1523 |
| Document Number | 0195781553 |
| Book / Page | 19578 / 1553 |
| Instrument Date | Jan 5, 2024 |
| Instrument | 2024001972 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Title Company | ELITE TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1301 BAY AVE # 5, 5, MANTOLOKING, NJ 08738-1510 |
| Name | Verified Name |
|---|---|
| Address | 1301 BAY AVE # 5, 5, MANTOLOKING, NJ 08738-1510 |
| Document Number | 2024001973 |
|---|---|
| Date | Jan 9, 2024 |
| Instrument | 2024001973 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.25% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.25% |
| Max Rate At Change | 11.2% |
| Max Rate | 14.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 22, 2020 |
| Property Address | 12 CARPENTER LN, MANTOLOKING, NJ 08738-1523 |
| Document Number | 0180641904 |
| Book / Page | 018064 / 001904 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 105648 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 CARPENTER LN MANTOLOKING NJ 08738, MANTOLOKING, NJ 08738 |
| Document Number | 180641910 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 018064/001910 |
| Instrument | 105649 |
| Name | MICHAEL & DAWN ARNONE |
|---|---|
| Address | 168 OSBORNE AVE, BAY HEAD, NJ 08742-4624 |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 21, 2021 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Oct 11, 2017 |
| Property Address | 12 CARPENTER LN, MANTOLOKING, NJ 08738-1523 |
| Document Number | 0168990942 |
| Book / Page | 016899 / 000942 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 106734 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2017 |
| Title Company | ANCHOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1536 RUNYON LN MANTOLOKING NJ 087381520, MANTOLOKING, NJ 08738-1520 |
Source: Ocean County and Mantoloking Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Mantoloking Borough |
| Unified School District | Point Pleasant Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,605,500 (-) Land $1,365,000 Building $2,240,500 | $3,605,500 (-) Land $1,365,000 Building $2,240,500 | |
| 2025 | $32,882.00 (+6.29%) | $3,605,500 (+164.14%) Land $1,365,000 Building $2,240,500 | $3,605,500 (+164.14%) Land $1,365,000 Building $2,240,500 |
| 2024 | $30,935.00 (+223.76%) | ||
| 2023 | $1,365,000 (-) Land $1,365,000 | $1,365,000 (-) Land $1,365,000 | |
| 2022 | $9,555.00 | $1,365,000 Land $1,365,000 | $1,365,000 Land $1,365,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 346 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 346 in force |
| Nearby Flood Claims | 148 (1992–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures