12 Cardinal Way, Flemington, NJ 08822 Property Records

Hunterdon County and Raritan Township property record for 12 Cardinal Way, Flemington, NJ 08822

Property Summary

Property Type	Single Family Home
Details	4,319 sqft · built 1998
Lot Size	2.08 acres (90,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Dec 2025)
Tax Bill	$19,522 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-00006-13-00045`

Property Details

APN / Parcel Number

Primary APN	`21-00006-13-00045`
Alternative APN	`2100006001300045`

Interior

Stories	2 Stories
Building Area	4,319 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Lot Area	90,997 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	12 CARDINAL WAY
City	FLEMINGTON
State	NJ
Zip	08822-5573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	RARITAN
Legal Block	6.13
Legal Lot Number	45
Jurisdiction	HUNTERDON NJ
Township / Civil Division	RARITAN
Census Block Group	1
Census Block	1025
Census Tract	11301

Owner

Source: Hunterdon County and Raritan Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 CARDINAL WAY, FLEMINGTON, NJ 08822-5573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
May 4, 2023	Deed of Trust, Mortgage · SBA Mortgage FULTON BANK NA
May 6, 2024	Deed of Trust, Mortgage · Commercial Mortgage FULTON BANK NA
Dec 29, 2025	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 21, 2020	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Jun 30, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	2025224810
Deed Book / Page	2653 / 945
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	12 CARDINAL WAY, FLEMINGTON, NJ 08822-5573
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210423000126930
Date	Apr 23, 2021
Book Page	4360/168
Instrument	20210423000126930

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	12 CARDINAL WAY, FLEMINGTON, NJ 08822-5573
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CARDINAL WAY, FLEMINGTON, NJ 08822-5573

Mortgage

Document Number	20230504000071890
Date	May 4, 2023
Book Page	4522/87
Instrument	20230504000071890

Lender

Name	FULTON BANK NA
Type	Bank
Address	POTTSTOWN, PA 19464

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	12 CARDINAL WAY, FLEMINGTON, NJ 08822-5573
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CARDINAL WAY, FLEMINGTON, NJ 08822-5573

Mortgage

Document Number	20240506000071300
Date	May 6, 2024
Book Page	4569/596
Instrument	20240506000071300

Lender

Name	FULTON BANK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HUNTERDON NJ
Recording Date	Dec 29, 2025
Property Address	12 CARDINAL WAY, FLEMINGTON, NJ 08822-5573
Document Number	20251229000224810
Book / Page	2653 / 945
Instrument Date	Dec 5, 2025
Instrument	20251229000224810
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, SPIRE ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 CLEARVIEW RD, WHITEHOUSE STATION, NJ 08889-3304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CARDINAL WAY, FLEMINGTON, NJ 08822-5573

Mortgage

Document Number	20251229000224820
Date	Dec 29, 2025
Instrument	20251229000224820

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	12 CARDINAL WAY, FLEMINGTON, NJ 08822-5573
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014370
Date	Jan 21, 2020
Book Page	4202/0496
Instrument	20200121000014370

Lender

Name	FULTON BANK NA
Type	Bank
Address	POTTSTOWN, PA 19464

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HUNTERDON NJ
Recording Date	Jun 30, 2017
Property Address	12 CARDINAL WAY, FLEMINGTON, NJ 08822-5573
Document Number	20170630000141840
Book / Page	2406 / 0768
Instrument Date	Jun 23, 2017
Instrument	20170630000141840
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,375.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 CARDINAL WAY, 12, FLEMINGTON, NJ 08822-5573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 CARDINAL WAY, FLEMINGTON, NJ 08822

Mortgage

Document Number	0000141850
Date	Jun 30, 2017
Book Page	4036/0655
Instrument	20170630000141850

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Hunterdon County and Raritan Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hunterdon County
County Subdivision	Raritan Township
Elementary School District	Flemington-Raritan Regional School District (KG - 08)
Secondary School District	Hunterdon Central Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$644,500 (-) Land $231,400 Building $413,100	$644,500 (-) Land $231,400 Building $413,100
2025	$19,522.00 (+4.56%)	$644,500 (-) Land $231,400 Building $413,100	$644,500 (-) Land $231,400 Building $413,100
2024	$18,671.00 (+9.12%)
2023		$644,500 Land $231,400 Building $413,100	$644,500 Land $231,400 Building $413,100
2022	$17,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1994–2022)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Apr 2022 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Mar 2010 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Brightspeed, T-Mobile, Verizon.

Nearby Properties on Cardinal Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures