12 Cambridge Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 12 Cambridge Dr, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,727 sqft · built 1957
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Feb 2021)
Tax Bill$14,825 (2024)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Jun 2019 Transfer
Flood ZoneZone X (minimal risk)
APN473405 9.-2-4

Property Details

APN / Parcel Number

Primary APN473405 9.-2-4
Alternative APNs
  • 0803-009.00-02.00-004.000
  • 340500900000020040000000
  • 4734001975

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,727 sqft Living Area
Gross Area2,127 sqft
1st Floor Area1,727 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialWood
Lot Area21,780 sqft (0.5 acres)
View / LotSuburban
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address12 CAMBRIDGE DR
CitySMITHTOWN
StateNY
Zip11787-4833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14-546126 TC-71 *2549 LOT 51 OLDE SMITHTOWN ESTATES
Legal Block2
Legal Lot Number4
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2020
Census Tract134909

Owner

12 Cambridge Dr is owned and occupied by two individuals who bought it in February 2021.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address12 CAMBRIDGE DR, SMITHTOWN, NY 11787-4833
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Jun 10, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2021 · Amount on File
Deed SaleFeb 1, 2021 · Amount on File
Deed Book / Page13089 / 349
Prior Transfer DateJun 28, 1994
Prior Transfer Doc1168000017
Record UpdatedOct 29, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateFeb 1, 2021
Property Address12 CAMBRIDGE DR, SMITHTOWN, NY 11787-4833
Document Number0130890349
Book / Page13089 / 349
Instrument DateDec 10, 2020
Transaction TypeTransfer
Record UpdatedMay 6, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address172 EVERGREEN AVE, SMITHTOWN, NY 11787-4849

Mortgage

Document Number00DL051255
DateFeb 1, 2021
InstrumentDL051255
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUFFOLK NY
Recording DateJun 10, 2019
Property Address12 CAMBRIDGE DR, SMITHTOWN, NY 11787-4833
Document Number0130140853
Book / Page013014 / 000853
Instrument DateMay 8, 2019
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address703 5TH ST EAST NORTHPORT NY 117312106, EAST NORTHPORT, NY 11731-2106

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
MunicipalityVillage Of The Branch
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,808 Land $440 Building $5,368$726,000 Land $55,000 Building $671,000
2024$14,825.00
2023$5,808 Land $440 Building $5,368$6,676 Land $506 Building $6,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12 Cambridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Cambridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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