Middlesex County and Waltham City property record for 12 Cabot St, Waltham, MA 02453
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,407 sqft · built 1920 |
| Lot Size | 0.147 acres (6,425 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $412,500 (Sep 2003) |
| Tax Bill | $7,597 (2025) |
| Deeds & Mortgages | May 2020 Refinance May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16663 |
| Primary APN | 16663 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,407 sqft Living Area |
| Gross Area | 3,779 sqft |
| Basement Area | 1,088 sqft |
| Unfinished Basement | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,425 sqft (0.147 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 16663 |
|---|---|
| Street Address | 12 CABOT ST |
| City | WALTHAM |
| State | MA |
| Zip | 02453-2813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 25 |
| Legal Lot Number | 14 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 368400 |
Source: Middlesex County and Waltham City records · APN 16663
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 CABOT ST, WALTHAM, MA 02453-2813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SYNERGY ONE LENDING |
| May 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2003 · Amount on Record |
| Deed Sale | Sep 03, 2003 · Amount on Record |
| Deed Document Number | 20031405 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 12 CABOT ST, WALTHAM, MA 02453-2813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74669-267 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 74669/267 |
| Instrument | 72525 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 12 CABOT ST, WALTHAM, MA 02453-2813 |
| Document Number | 72593-177 |
| Instrument Date | May 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 CABOT ST WALTHAM MA 024532813, WALTHAM, MA 02453-2813 |
| Document Number | 72593-177 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 072593/000177 |
| Instrument | 61618 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 12, 2034 |
Source: Middlesex County and Waltham City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,597.00 (+3.25%) | $773,600 (+1.35%) Land $393,400 Building $380,200 | $936,985 (+16.09%) |
| 2024 | $7,358.00 (+1.24%) | $763,300 (+8.38%) Land $386,100 Building $377,200 | $807,120 |
| 2023 | $7,268.00 | $704,300 Land $349,700 Building $354,600 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173684004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 701 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA3308000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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