Lincoln Town property record for 12 Cabot St, Lincoln, RI 02865
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1973 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Oct 2018) |
| Tax Bill | $5,365 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Aug 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-50560-40 |
| Primary APN | 12-50560-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 2,800 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,017 sqft (0.207 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 12-50560-40 |
|---|---|
| Street Address | 12 CABOT ST |
| City | LINCOLN |
| State | RI |
| Zip | 02865-2007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL9 |
| Legal Lot Number | 133.0 |
| Jurisdiction | LINCOLN RI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11701 |
12 Cabot St is owned and occupied by an individual who bought it in October 2018.
Source: Lincoln Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 CABOT ST, LINCOLN, RI 02865-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Aug 28, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION |
| Oct 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Feb 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage PRIME CHOICE FUNDING |
| Dec 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Oct 24, 2018 | Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2018 · Amount on File |
| Deed Sale | Oct 24, 2018 · Amount on File |
| Prior Sale | Aug 2, 2012 · Amount on File |
| Deed Book / Page | 2141 / 298 |
| Transfer Doc | 1778000142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 12 CABOT ST, LINCOLN, RI 02865-2007 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002427-74 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 2427/74 |
| Instrument | 20220000001877 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 12 CABOT ST, LINCOLN, RI 02865-2007 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002501-239 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 2501/239 |
| Instrument | 20230000002206 |
| Name | COASTAL ONE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 12 CABOT ST, LINCOLN, RI 02865-2007 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002538-265 |
|---|---|
| Date | Oct 8, 2024 |
| Book Page | 2538/265 |
| Instrument | 2024006084 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 12 CABOT ST, LINCOLN, RI 02865-2007 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002222-192 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 2222/192 |
| Instrument | 462 |
| Name | PRIME CHOICE FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 12 CABOT ST, LINCOLN, RI 02865-2007 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002293-41 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 2293/41 |
| Instrument | 20200000004955 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Oct 24, 2018 |
| Property Address | 12 CABOT ST, LINCOLN, RI 02865-2007 |
| Document Number | 2141-298 |
| Book / Page | 002141 / 000298 |
| Instrument Date | Oct 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 CABOT ST LINCOLN RI 028652007, LINCOLN, RI 02865-2007 |
| Document Number | 2141-300 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 002141/000300 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2048 |
The 2025 property tax bill for 12 Cabot St was $5,365.
Source: Lincoln Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Lincoln Town |
| Unified School District | Lincoln School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,365.00 | $396,800 Land $179,700 Building $217,100 | $413,938 |
| 2023 | $4,845.00 | $293,800 Land $126,500 Building $167,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Cabot St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1982) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Cabot St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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