12 C St, Inlet Beach, FL 32461 Property Records

Walton County property record for 12 C St, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,284 sqft · built 2003
Lot Size	0.23 acres (10,062 sqft)
Owner	Individual Name on Record
Tax Bill	$16,859 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16130-000-0210`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16130-000-0210`
Alternative APN	`1057580`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,284 sqft Living Area
Gross Area	2,736 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	10,062 sqft (0.23 acres)
Lot Dimensions	15.5 ft deep x 6.5 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	1,162 sqft
Deck Area	Deck Area
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1057580
Street Address	12 C ST
City	INLET BEACH
State	FL
Zip	32461-7122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 SEACREST EAST S/D PB 6-13 REPLAT PB 7-5 OR 1800-223 OR 2313-1883 OR 3161-105 OR 3214-4348
Legal Range	18W
Legal Township	03S
Legal Section	27
Legal Subdivision	SEACREST
Legal Lot Number	21
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	160 MONTGOMERY RD, GOODLETTSVILLE, TN 37072-8411
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Special Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Sep 24, 2020	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021
Deed Sale	Sep 3, 2021
Prior Sale	Sep 24, 2020 · Amount on Record
Deed Document Number	0032144348
Deed Book / Page	3214 / 4348
Record Updated	Jun 8, 2026

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 3, 2021
Property Address	12 C ST, INLET BEACH, FL 32461-7122
Document Number	0032144348
Book / Page	3214 / 4348
Map Reference	MB 7 PG 5
Instrument Date	Sep 3, 2021
Instrument	20210044522
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 MONTGOMERY RD, 160, GOODLETTSVILLE, TN 37072-8411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 MONTGOMERY RD, GOODLETTSVILLE, TN 37072-8411

Mortgage

Document Number	32144349
Date	Sep 3, 2021
Instrument	3214/4349

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 24, 2020
Property Address	12 C ST, INLET BEACH, FL 32461-7122
Document Number	0031610105
Book / Page	3161 / 105
Map Reference	MB 6 PG 13
Instrument Date	Sep 21, 2020
Instrument	20200037346
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SIGNATURE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 REDHUB LANE #201201, 65, ROSEMARY BEACH, FL 32461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 C ST, INLET BEACH, FL 32461-7122

Mortgage

Document Number	0003161107
Date	Sep 24, 2020
Instrument	3161/107

Lender

Name	SOUTHERN BANK OF TENNESSEE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 21, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,656,495 (-6.29%) Land $790,000 Building $866,495	$1,656,495 (-6.29%) Land $790,000 Building $866,495
2024	$16,859.00 (+13.55%)
2023	$14,847.00 (+16.21%)	$1,767,594 (+28.21%) Land $790,000 Building $977,594	$1,767,594 (+28.21%) Land $790,000 Building $977,594
2022	$12,776.00	$1,378,663 Land $509,918 Building $868,745	$1,378,663 Land $509,918 Building $868,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Wildstar Networks.

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