12 Bunker Ct, Mills River, NC 28759 Property Records

Henderson County property record for 12 Bunker Ct, Mills River, NC 28759 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,579 sqft · built 1999
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$455,000 (Oct 2019)
Tax Bill$2,749 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN9633406555

Property Details

APN / Parcel Number

Primary APN9633406555
Alternative APNs
  • 00963340655555
  • 9962283

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,579 sqft Heated Area
1st Floor Area1,779 sqft
Basement Area1,690 sqft
Finished Basement800 sqft
Unfinished Basement890 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialComposition/Composite
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area90 sqft
Deck Area180 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number9962283
Street Address12 BUNKER CT
CityMILLS RIVER
StateNC
Zip28759-2066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGH VISTA FALLS LO45 PHONE PL1998-2803
Legal SubdivisionHIGH VISTA COUNTRY CLUB (3413)
Legal Block40
Legal Lot Number6555
JurisdictionHENDERSON NC
Township / Civil DivisionMILLS RIVER
Census Block Group3
Census Block3016
Census Tract930701

Owner

Source: Henderson County records · APN 9633406555

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 BUNKER CT, MILLS RIVER, NC 28759-2066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2019Warranty Deed, Transfer · Conventional Mortgage
USAA
Nov 03, 2018Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2019 · Amount on Record
Deed SaleOct 16, 2019 · Amount on Record
Prior SaleMay 01, 2006 · Amount on Record
Deed Book / Page3400 / 489
Record UpdatedSep 20, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateOct 16, 2019
Property Address12 BUNKER CT, MILLS RIVER, NC 28759-2066
Document Number0034000489
Book / Page003400 / 000489
Instrument DateOct 16, 2019
Instrument912878
Transaction TypeTransfer
Record UpdatedNov 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address12 BUNKER CT MILLS RIVER NC 287592066, MILLS RIVER, NC 28759-2066

Mortgage

Document Number34000491
DateOct 16, 2019
Book Page003400/000491
Instrument912879
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address12 BUNKER CT, MILLS RIVER, NC 28759-2066
Document Number0032690171
Instrument DateNov 03, 2018
Transaction TypeMortgage
Record UpdatedNov 30, 2018
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 BUNKER CT MILLS RIVER NC 287592066, MILLS RIVER, NC 28759-2066

Mortgage

Document Number0032690171
DateNov 13, 2018
Book Page003269/000171
Instrument893893
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2048

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityMills River Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$638,000 (-) Land $150,000 Building $488,000
2025$2,749.00
2023$638,000 Land $150,000 Building $488,000$638,000 Land $150,000 Building $488,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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