12 Bryan Valley Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 12 Bryan Valley Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,228 sqft · built 1995
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (May 2018)
Tax Bill	$3,882 (2025)
Deeds & Mortgages	Jan 2020 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A964000218`

Property Details

APN / Parcel Number

Primary APN	`A964000218`
Alternative APN	`4-0053-7345-00-0157.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,228 sqft Living Area
Gross Area	3,350 sqft
1st Floor Area	1,458 sqft
Basement Area	1,444 sqft
Finished Basement	770 sqft
Unfinished Basement	674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	54 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A964000218
Street Address	12 BRYAN VALLEY CT
City	O FALLON
State	MO
Zip	63366-3465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	BRYAN VALLEY #1 LOT 157
Legal Subdivision	BRYAN VALLEY #1
Legal Lot Number	157
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3007
Census Tract	311907

Owner

12 Bryan Valley Ct is owned and occupied by two individuals who bought it in May 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 BRYAN VALLEY CT, O FALLON, MO 63366-3465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
May 2, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Apr 24, 2018	Trustee's Deed, Construction Loan · Construction Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2018 · Amount on File
Deed Sale	May 2, 2018 · Amount on File
Prior Sale	Oct 4, 2007 · Amount on File
Deed Document Number	2018242260
Deed Book / Page	6913 / 1782
Prior Transfer Date	Aug 27, 2003
Prior Transfer Doc	0001460570
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	12 BRYAN VALLEY CT, O FALLON, MO 63366-3465
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072162106
Date	Jan 16, 2020
Book Page	7216/2106
Instrument	20200116000030930

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	340 Months
Due	May 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 2, 2018
Property Address	12 BRYAN VALLEY CT, O FALLON, MO 63366-3465
Document Number	0069131782
Book / Page	6913 / 1782
Map Reference	MB 32 PG 340&341
Instrument Date	Apr 30, 2018
Instrument	20180502000242260
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CONTINENTAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 N KINGSHIGHWAY BLVD APT 1407, 232, SAINT LOUIS, MO 63108-4000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BRYAN VALLEY CT, O FALLON, MO 63366-3465

Mortgage

Document Number	20180502000242270
Date	May 2, 2018
Instrument	20180502000242270

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 24, 2018
Property Address	12 BRYAN VALLEY CT, O FALLON, MO 63366-3465
Document Number	0069082387
Book / Page	006908 / 002387
Instrument Date	Apr 17, 2018
Instrument	221260
Transaction Type	Construction Loan
Record Updated	May 2, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 BRYAN VALLEY CT O FALLON MO 633663465, O FALLON, MO 63366-3465

Mortgage

Document Number	69082387
Date	Apr 24, 2018
Book Page	006908/002387
Instrument	221260

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 23, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 12 Bryan Valley Ct was $3,882.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,756 (-)	$298,717 (-) Land $54,000 Building $244,717
2025	$3,882.00	$56,756	$298,717 Land $54,000 Building $244,717
2023		$52,398
2022			$275,781 Land $40,500 Building $235,281

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Bryan Valley Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Bryan Valley Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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