12 Brown Ave, Lavallette, NJ 08735 Property Records

Ocean County and Lavallette Borough property record for 12 Brown Ave, Lavallette, NJ 08735

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,824 sqft · built 2016
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$1,850,000 (Nov 2023)
Tax Bill	$13,262 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`16-00011-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`16-00011-0000-00015`
Alternative APN	`160001100015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,824 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12 BROWN AVE
City	LAVALLETTE
State	NJ
Zip	08735-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100
Legal Subdivision	BARNEGAT LAND IMPROV CO
Legal Block	11
Legal Lot Number	15
Jurisdiction	OCEAN NJ
Township / Civil Division	LAVALLETTE
Census Block Group	1
Census Block	1059
Census Tract	727001

Owner

12 Brown Ave is owned and occupied by two individuals who bought it in November 2023.

Source: Ocean County and Lavallette Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 BROWN AVE, LAVALLETTE, NJ 08735-2206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Deed Document Number	202387159
Deed Book / Page	19542 / 853
Prior Transfer Date	Feb 14, 2014
Prior Transfer Doc	0157471535
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Nov 20, 2023
Property Address	12 BROWN AVE, LAVALLETTE, NJ 08735-2206
Document Number	0195420853
Book / Page	19542 / 853
Instrument Date	Oct 10, 2023
Instrument	2023087159
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1042 SAVANNAH ST, TOMS RIVER, NJ 08753-8333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BROWN AVE, LAVALLETTE, NJ 08735-2206

Mortgage

Document Number	2023087160
Date	Nov 20, 2023
Instrument	2023087160

Lender

Name	OCEANFIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	9.62%
Index	1-Year T-Bill
Max Rate	12.6%

Tax Assessment & Valuation

The 2025 property tax bill for 12 Brown Ave was $13,262, up 7.2% from the year before.

Source: Ocean County and Lavallette Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Lavallette Borough
Unified School District	Lavallette Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,183,800 (-9.49%) Land $887,500 Building $296,300	$1,183,800 (-9.49%) Land $887,500 Building $296,300
2025	$13,262.00 (+7.19%)	$1,307,900 Land $887,500 Building $420,400	$1,307,900 Land $887,500 Building $420,400
2024	$12,372.00
2023		$1,307,900 (-) Land $887,500 Building $420,400	$1,307,900 (-) Land $887,500 Building $420,400
2022	$11,169.00	$1,307,900 Land $887,500 Building $420,400	$1,307,900 Land $887,500 Building $420,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Brown Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 572 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	690 units insured incl. 118 condo units
Nearby Flood Claims	816 (1979–2024)
Claims Outside the SFHA	11 of 816
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 698 claims Hurricane Irene, Aug 2011 · 18 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Brown Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALLETTE WATER DEPT serves 25,000 people · EPA ID NJ1515001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20